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Brad Anderson

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Average client rating
5/5 From 196 Reviews

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My partner and I thoroughly recommend mortgage choice Dee Why. After shopping around and talking to a few brokers we instantly knew we had found the right team after speaking to James. He was incredibly welcoming, explained everything in detail and broke it down in laymans terms without being condescending and made us both feel comfortable to ask as many questions as we could think of. Rob James and Tiani were in constant contact with us and guided us through the entire process so everything went seamlessly. We were able to secure the property we wanted and had a fantastic experience. Would highly recommend this team

rhea
04 December 2024  

 

If you're after seamless, stress-free, easy fast re-financing, Brad his team at Mortgage Choice Dee Why is where you should go. I would thoroughly recommend them.

Louise
28 November 2024  

 

James and his team looked after us so well. We confidently exchange contracts for the purchase of our new home without pre-approval and stress free. We had to act fast and did not want to miss out on a home. We were confident and trusted them about our maximum purchase price. James and his team applied for pre-approval on Monday before we exchange on Tuesday and obtain unconditional approval in less than a week. They dont play cowboys, they know what they are doing and they tell you how much you can safely spendborrow. Definitely the best mortgage brokers we worked with.

Highly recommend them.

Charlotte
13 November 2024  

 

We had a wonderful experience with James and his team. They guided on our journey from naive first time buyers to home owners. James is very helpful, insightful and knowledgeable. I can't think of anything they could have done better. I would highly recommend their service.

Kieran
11 November 2024  

 

Rob and the team at Dee Why Mortgage Choice were exceptional
Getting a new home loan or refinancing in the past has been daunting and frustrating. The experience I had with Dee Why Mortgage Choice was the complete opposite, the process was effortless, streamlined and the customer service was outstanding.
I did not have to worry about any part of the process, they had it sorted from the start till the purchase of my property was settled.
I could not recommend Rob highly enough.

shane
08 November 2024  

 

These guys make dealing with mortgages simple

Greg
10 October 2024  

 

An amazing team James especially was wonderful and worked so hard to bring our settlement forward as we requested. He had CBA ready days before our early settlement A genuine person who made the process as smooth as possible. We could not have been more pleased to deal with him.

Madeline
09 October 2024  

 

James consistently went above and beyond to deliver a great funding solution.

Tully
08 October 2024  

 

Very professional and comprehensive advice. Can highly recommend.

Mark
07 October 2024  

 

We'd like to thank our broker, James Algar of Mortgage Choice Dee Why again for his expertise in refinancing our loan. It was very complicated and last minute and we couldn't have got it without his knowledge, understanding and skill. We acknowledge his efficiency and recommend James and his commited staff at Mortgage Choice DY.

bill
03 October 2024  

 

James has helped us countless times over the years - new loans, refinancing, buying and selling - always understanding our goals and helping us achieve the best financial outcome with our home loans. He understands all the products, the pros and cons, and has the latest insights into the best deals. He has worked tirelessly for us to achieve the optimal outcome and we are so thankful for his expertise and patience. A lot of my friends are now his clients because there is no one better to arrange your mortgage

Kieran
29 September 2024  

 

We have had Ryan and his team on speed dial for over a decade and he's never steered us wrong. Cannot recommend Mortgage Choice Dee Why enough, thank you team

Nina
27 September 2024  

 

My girlfriend and I were able to navigate the complexities of acquiring a home loan, but this was only possible due to the support of the Mortgage Choice team. Initially Brad ran through every scenario under the sun to help us make the right choice. Then throughout the settlement period, Rob and Tiani were always available for a chat or to field any questions. Rob might have even been more excited than us on settlement day It was nice that they really cared about you from start to finish. For a first time buyer they made this whole thing seem much less scary. I couldnt recommend the team
enough.

Oliver
11 September 2024  

 

Phoebe
05 September 2024  

 

The team at Mortage Choice Dee Why was amazing The professionalism that Tiani and James have presented throughout the mortgage and settlement process as unmatched. Tiani was patient and communicated each step of the mortgage process to us. She follows up on us during our stressful settlement as well it was a Friday afternoon past 5. Their time and effort really made a difference and is much appreciated.

Mandy
05 September 2024  

 

Brad and the team made sorting out my mortgage an extremely easy process. My sister went through Brad, and others friends of ours, we cant recommend them enough

Stephanie
31 August 2024  

 

James, Tiani and Tony had been ultra helpful during our complicated loan process this time around and this is why we are happy returning customers for the past 10 years.

Matthew
12 August 2024  

 

Kieran
15 July 2024  

 

Tiani and Brad are the MVP I had a settlement from hell and they are the only one who does their part perfectly and on time - and even step in and help assist me in other parts beyond their obligations to make sure I can settle on time which I did Major kudos to them . I'm a solo FHB and everything is confusing and new but they are always very patient in helping explain things to me and keeping me in the loop. If I can give them more than 5 stars I would

tamara
25 June 2024  

 

Many thanks Brad, Tiani and the whole team at Dee Why Branch, you are all amazing, you walked us through everything we needed. Always patient and transparent and every question answered, a fantastic team and would recommend Choice Mortgage Dee Why to anyone looking for a mortgage or remortgaging. THANK YOU.

Jacqui
24 June 2024  

 

Brad and the amazing team have done it again. Another refinance to help us improve cashflow when its most needed.
Brad acts with respect, integrity and has genuinely helped me and my family so much over the years with our property purchases and refinancing to meet our changing needs.
Tiani was again amazing in facilitating a smooth settlement.
I would recommend them to anyone and everyone ?

Tabitha
21 June 2024  

 

James Algar and the team at Mortgage Choice were incredibly helpful. They were always on hand to provide answers to our questions and provide context on how the whole process of purchasing a property goes.

We could not recommend them highly enough. Honestly would have been completely lost without the them. They are very supportive and attentive and just generally kind people.

Andrew
12 June 2024  

 

Brad and the team at Mortage Choice have been phenomenal at helping me secure my first home Thank you so much

A.
31 May 2024  

 

It was an absolute pleasure to engage Brad and his team to arrange a new loan for me. Brad was extremely knowledgeable, responsive and professional. Brad and his team made the entire process smooth and i was well informed throughout which allowed me to get the best possible deal.
I would highly recommend Brad and his team to anyone seeking a new loan.

Les
30 May 2024  

 

Without doubt, James Algar and his team are the best I have encountered in the Mortgage business. Thank you for organising my personal refinancing and congratulations on your ongoing success. Paul Davies CEO One Agency.

Paul
23 May 2024  

 

Excellent service, Big Thank you to James and the Team. Tiani youre a gem, your kindness and patience, truly amazing. Great customer service.

Esther
26 March 2024  

 

The team conducted themselves with absolute professionalism, going above and beyond to meet our needs with what was a complex application, house visits after hour calls were the norm, highly recommend the team.

tomek
20 March 2024  

 

James Algar and Tiani Cantwell have made the journey of purchasing our first home a lot easier, from start to finish, they have been understanding, responsive and patient. It was not an easy process but without their support we would not be about to move into our new home. We are very grateful to them for providing a personalised approach tailored to our specific needs. Highly recommended

Sophie
18 March 2024  

 

Amazing experience. They really know their stuff and are great communicators - Highly Recommend.

Joana
03 March 2024  

 

Very helpful and reliable. They go abve and beyond to ensure the best outcome for the client.

Sonam
02 March 2024  

 

I have been dealing with Brad for
A number of years and he has always been our first choice.
Brad and his team are so great to deal with and are always looking for the best options.
Tiani was fantastic and always kept us up to date and informed with what was going on and everything seemed to be easy from start to finish.
Thanks Mortgage Choice at Dee Why for your support and helping us and making everything so easy.
Scott Esther.

Scott
25 February 2024  

 

James and team always go above and beyond to get the best deal. Their service is first class and I have recommended James to all my friends over the 15 years I have known James as a broker.

Sun
30 January 2024  

 

James Algar and his team were an absolute pleasure, and their service was truly beyond fantastic. From the initial consultation to the closing of my mortgage, James demonstrated exceptional professionalism, expertise, and a genuine commitment to ensuring my financial needs were met.

James took the time to understand my unique situation and provided tailored guidance that was invaluable throughout the entire process. His knowledge of the mortgage market, coupled with excellent communication skills, made me feel confident and well-informed at every step.

I wholeheartedly recommend James Algar and his team to anyone seeking a mortgage broker who not only excels in their field but also goes above and beyond to ensure their clients' satisfaction. Thank you, James, for your exceptional service and for making the journey to homeownership a positive and successful one.

Sulien
28 January 2024  

 

Brad and his team are amazing and professional. Would recommend them to anyone.

kevin
28 January 2024  

 

Over the last few years, Brad Anderson and the Mortgage Choice team have helped me set up two complex cross-financed mortgages on tight deadlines, and a more simple re-finance. I can't speak highly enough of the professionalism, dedication, expertise, integrity and overall excellence shown by Brad and other staff members I've interacted with. I would never go anywhere else for mortgage assistance and wish I could give more stars

Lizzy
23 January 2024  

 

I would like to thank James our Mortgage broker and his team a very big thank you for assisting us in getting our first home loan. My husband and I could not have done this without James and his team. James is highly experienced, knowledgeable, professional and friendly. I have already recommended James to my close networks. Highly recommended broker. Thank you James

Jannica
23 January 2024  

 

Brad is the best of the best Clear and concise steps, prompt communication. He helped us and assured us in every step of the way and was only just a call away if we had any questions. Fantastic service, second to none. Would highly get my recommendation.

Stevey
14 December 2023  

 

James and the team have been incredible throughout the process Would highly recommend them to anyone. They took the time to take us through the process and understand our commitments and never gave us the hard sell.1110

Jonathan
17 November 2023  

 

The team at Mortgage Choice Dee Why made the hole process of purchasing a home so seamless and easy.

taymon
15 November 2023  

 

We have worked with Brad, Tiani, and Luke for several years now and they have made the process seamless each time. The entire time are very knowledgeable and always available for any questions we have. Its been a pleasure working with the team again and recommend others to do so as well.

Steph
06 November 2023  

 

Exceptionally happy with the whole experience with Brad. Tiani, and the Mortgage Choice team.
Clear, professional advice and communications and calm heads at settlement time when I was losing mine.
You can't ask anymore from a team.
Make them yours.


03 November 2023  

 

James Algar is a brilliant broker and an amazing person. He truly cares and goes the extra mile and beyond.
Id recommend James in a heartbeat and trust his advice and professional expertise.

Ali
17 October 2023  

 

The most amazing team to work with getting our loans for our home sorted this is our second purchase and its was flawless.
James A is a pleasure to work with.

Andrew
28 September 2023  

 

Been with Mortgage Choice Dee Why for a while now, always have a good experience with Brad and the team.

Davroththe3rd
10 September 2023  

 

Amazing in their support to help us purchase our first home. James was knowledgeable and very, very helpful. Thank you

Harry
04 September 2023  

 

Absolutely delighted with the service provided by Mortgage Choice A seamless and stress-free experience from start to finish. Their expertise and attention to detail were truly impressive. They took the time to understand my financial situation and requirements, ensuring they found the best mortgage options tailored to my needs. Communication was top-notch throughout the process, keeping me informed at every step. I greatly appreciate their professionalism, knowledge, and dedication to securing the best deal for me. Without a doubt, a 5-star review is well-deserved for their exceptional service. Highly recommend Thanks Brad and team.

Courtney
30 August 2023  

 

Weve been working with James and his team for over 5 years now on multiple purchases and refinances and every experience is exceptional. Communication and responsiveness is excellent and their solution focused approach leaves you feeling extremely confident youre in great hands We recommend anyone looking to speak to a broker to get in touch with James 1110

Fiona
16 August 2023  

 

James made the whole process so easy and smooth. James explained every step in detail and clarified any questions along the way. James was always available and easy to contact throughout the process. Would highly recommend James and his team. Thank you guys

Carly
04 August 2023  

 

An awesome team. A pleasure to work with the whole way through. Made the process seamless.

Joshua
13 July 2023  

 

Brad and his team were extremely helpful throughout the whole process with the purchase of our new home, everything felt seamless. Really appreciated the regular check ins and offer to stay in touch after settlement.

Joanna
28 June 2023  

 

James, Tiani and the rest of the team at Mortgage Choice in Dee Why are the dream team. They went over and beyond to help me achieve my dream. James listened to my desires and then went to work to make it happen. It was a big task, and he achieved it for me. All were helpful, professional and Tiani maintained contact up to settlement, so I didn't feel I was on my own. I would highly recommend them next time you're looking for a mortgage.

Vogue
26 June 2023  

 

My partner and I are very fortunate to have had James Algar as our broker. He guided us through the loan, was very patient with our question, and secured us a great deal.

We also commend all the staff at Mortgage Choice Dee Why for their professionalism and excellent service. We certainly recommend this business if you are seeking a home loan.

Adrian
06 May 2023  

 

James Algar and his team gave my wife and I outstanding service in arranging and executing the mortgage for the purchase of an investment property in Newtown, Sydney.
Their advice and attention to detail was first class and it was a pleasure dealing with them.
I cannot recommend them highly enough.

Ian
30 April 2023  

 

Andrew
16 April 2023  

 

The Team at mortgage choice dee why were very helpful, they made the whole mortgage experience easy. I recommend mortgage choice to anyone looking to buy a property.

Matthew
03 April 2023  

 

If you're looking for exceptional service, look no further than Mortgage Choice Dee Why. James and his team are quite simply the best in the business. We cannot recommend them highly enough. We have worked with James and his team twice and every time, they have exceeded our expectations. Their dedication to providing the highest level of service is truly unparalleled.

Matthew
30 March 2023  

 

I have had the pleasure of Brad and his team securing several mortgages for me over the years. They make the process streamlined, efficient and as stress free as this process could possibly be. Highly recommend this team for their knowledge, care and diligence.

Anne
29 March 2023  

 

My husband and I had the pleasure of using James Algar to help us refinance our very complicated home loan portfolio. James was professional, polite, trustworthy and reliable from beginning to end. Most of all however, I felt his integrity and utmost concern for us and our financial wellbeing. Thank you James. Ever indebted. Mark and Alisa

Alisa
27 March 2023  

 

James and Tiani were amazing to deal with. They made the process very simple and B.S free. I would not hesitate using them in the future

Sam
22 February 2023  

 

I highly recommend this business and the team versus any other mortgage broker for their professionalism, communication and follow up. What is often a difficult or challenging process when multiple banks are involved seemed effortless and very efficient.


21 February 2023  

 

I have been with Mortgage choice since 2008 with Brad Anderson and he has treated me like family, always willing to help me and my family in our interests to the best of his ability. He also helped many many of my friends and especially my friends who dont know much English and about mortgages and they have all loved Brad Anderson and the Mortgage Choice team. Thank you Mortgage Choice

Phuntsok
10 February 2023  

 

Liv
02 February 2023  

 

Absolutely outstanding service. James and Tiani made the process of buying my first home straightforward and stress free. Thankyou so much guys

Michael
30 January 2023  

 

Brad and his team are the best in the business We have been using them for over 13 years now and they are always highly professional, friendly and outstanding at what they do. We can't recommend them highly enough, they're fantastic. You're in the best hands with the team at Mortgage Choice Dee Why.

Chrissy
30 January 2023  

 

Weve been using Brad and the team for over 20 years for numerous mortgages. We cant recommended the team highly enough No problem is too big or small.

Terry
26 January 2023  

 

Brad and Tiani were so helpful during the process of buying our first home they were very prompt and such an awesome team to work with and were lovely friendly highly recommend them for your property purchases

Kiani
21 December 2022  

 

Ive been using Mortgage choice Dee Why for the last 13 years and have never looked back. Starting with Brad then James and Tiani, everyone has been incredibly professional, helpful, friendly and have made the process simple and pain free from start to finish. I can whole heartedly recommend them for anyone looking for a mortgage broker.

Mark
19 December 2022  

 

As first home buyers we initially met with James to discuss our options.
James made it clear that we were in a position to begin our journey to homeownership, he made the time to assist us with any questions or queries we had and ensured that we were kept up to date through out the entire process.

James, Tiani the Mortgage Choice team go above and beyond in ensuring they deliver a premium level of service.
I wish you all continued success and look forward to the pleasure of working with you again in the future.
The biggest compliment we can give is our unreserved recommendation to anyone in the future.

JR
16 November 2022  

 

First class service
I contacted James Algar at Mortgage Choice Dee Why to help with my refinancing needs. He listened carefully and gave me a clear and concise analysis and recommendations.
James and the team then managed the process from beginning to end, working with the Mortgage provider to deliver a seamless transition.

I would recommend James and the team at Dee Why to anyone looking to gain the best outcome for their situation.

Karl
16 October 2022  

 

James, Tony, Tiani and team are without a doubt the best in the business... have had the pleasure of working with the team on my second purchase. James and team work around the clock, offer expert advice and are quick to respond. Needless to say I will not be looking elsewhere for my mortgage needs moving forward. Thank you again team

Dustin
10 October 2022  

 

We have dealt with James and his amazing team at Mortgage Choice a few times. Communication, expertise and outcomes are of the highest standard. Have recommended to many friends and family who have had all been impressed with the service.

Krystle
10 October 2022  

 

James Algar and the team at Mortgage Choice Deewhy are absolute super stars James was recommended to me by a family member, and I honestly couldn't praise him and his team enough. Friendly, professional, informative and going above and beyond James and his team are worth their weight in gold ?????

Jessica
30 September 2022  

 

Please look no further then Brad and his team. Never before have I received such a high level of professionalism and help from any company. The team was continually there to help us and made every step of the way as easy and painless as possible. Words can not explain the level of gratitude I have for them as they made our dream come true. Could not recommend anyone more highly. Thank you

luke
13 September 2022  

 

A totally positive experience from start to finish. James and Tiani have been great to deal with, thoroughly professional. James has guided us through the whole process, always ready to help and answer our questions. I would thoroughly recommend Mortgage Choice at Dee Why to anyone.

Todd
02 August 2022  

 

Brad and Linda were very helpful throughout my mortgage application process. They would regularly keep me updated and made sure I got one of the stronger home loan offers in the market. We had a slight hiccup with my conveyancer but Brad was able to solve it without any issues. Highly recommend

Shirley
03 July 2022  

 

I have been using Mortgage Choice Dee Why for 4 years and have been through a number of processes with James and his team to get my loan and refinance a few times. James and his team are highly professional, have excellent communication and are very efficient. Would highly recommend their services.

Sarah
03 July 2022  

 

James Algar came highly recommended to us when we were thinking about buying our first home. James is very professional, efficient and knowledgeable. The whole process from start to finish was made so easy by James and his team. As first home buyers we were a bit nervous but James answered all our questions and reassured and assisted us every step of the way. Their communication was amazing and they were extremely helpful and always fast to respond to us. The whole journey was seamless and we couldn't have done this without them. We would highly recommend James at Mortgage Choice Dee Why to anyone


17 June 2022  

 

Brad and Tiani were an absolute pleasure to work with. They made the process very easy and now question or request was ever to hard. Brad was very flexible to all the different loan options we were investigating and proactive in recommending different and better options throughout the process. I would definitely use them again and and would recommend them to others in the future.

Brad
18 May 2022  

 

Brad and the team always provide the best service and amazing outcomes.

Brad
17 April 2022  

 

I was so happy with the services of Brad, Nicole and the team. From the first call when I was searching and screening for possible mortgage brokers their service was excellent. I felt comfortable that I could trust them with this important decision and step in my life. I would highly recommend Mortgage Choice Dee Why

Donna
17 April 2022  

 

Simon
17 April 2022  

 

55 experience at Mortgage Choice Dee Why. James and Tiani did such a fantastic job securing our finance for our second home on the Northern Beaches. Words cannot describe just how great the service was from James, he is extremely knowledgeable , and went above and beyond with regular friendly communication. Mortgage choice have strong relationships with the banks which ensured James could secure us the best rate for our situation. Tiani was very thorough and regularly kept in touch with us prior to settlement which kept my anxiety in check - THANK YOU I would recommend James and the team at Mortgage choice if you are after a brilliant and seamless experience.
Kristen and Richi

Kristen
18 March 2022  

 

Spectacular service thank you Brad and Tiani Sincerely appreciate your hands-on, guiding the process, ensuring closure and consistent communication and updates throughout the process.

Paul
18 March 2022  

 

I have just purchased my second property with the help of James at Mortgage Choice Dee Why. It was a no brainer to go through him again as I was incredibly impressed by his level of knowledge and customer service. James goes above and beyond for his clients and I would urge anyone who is looking for a broker to make an appointment with him. I could not recommend him more highly and I look forward to working with him again in the future.

Kirri
18 March 2022  

 

Once again Brad and the team at Mortgage Choice have gone above and beyond to secure the best possible finance for our purchase of an investment property. We were lucky enough to meet Brad over 20 years ago and were blown away by the professional, personal service he offered us. Since then we have refinanced several times and recommended countless friends and family to Mortgage Choice. Brads knowledge and professionalism are second to none. He always has time to help and offer advice, no matter how busy his schedule is. The entire team is friendly and a pleasure to deal with. We trust Brad 100 and have complete faith in any advice he provides. In our opinion there is no one better than Brad when it comes to mortgages, we truly can't recommend him highly enough.

Kerry
18 March 2022  

 

Amazing service from James and the crew at Mortgage Choice Dee Why There is no way we could have achieved what we did without them James went over and above in so many ways to help us buy our home and I couldn't thank them enough for all of their work

tim
18 March 2022  

 

Can't recommend James Algar and his team in Dee Why enough, first class from start to finish, in every sense Professional, efficient, friendly, communicate, very experienced, personable, helpful and so much more

Eva
15 February 2022  

 

Very helpful, caring and professional. Highly recommended.

N
15 February 2022  

 

I CANNOT speak highly enough of James and the team at Mortgage Choice in Dee Why. From the very beginning when we met James nothing was an issue and he was so so helpful. James was realistic with what our options and ended up getting us a better deal the most least amount of fuss. We were kept updated every step of the way and for the first time in my life I never had to follow up. Honestly, I very rarely give Google reviews but I cannot thank James enough for everything he did for us. It was a very stressful time in our lives and he took ALL the stress away and got us an excellent result. THANK YOU THANK YOU THANK YOU.
Matt Jess Mastroianni

Jess
15 February 2022  

 

Brad and Tiani and the whole team helped me in all aspects of securing a loan. They worked around the clock to get it over the line and their constant communication made it really clear to what was going on. Cannot recommend them enough


15 February 2022  

 

Hi,
Just wanted to say a huge thankyou to Brad Anderson and Tiani from Mortgage Choice at Dee Why for their outstanding professional yet friendly support and guidance with refinancing my current home. I have been supported by Brad and his team previously and this time as a very mature age application Brad and his team walked me through every step of the way. Thank you just doesn't seem enough. I have recommended you to my family, friends and work colleagues. Again thank you so much. Helen Reynolds

Helen
15 February 2022  

 

Mortgage Choice Dee Why provided another fantastic service, very helpful and knowledgeable on all aspects.

Sean
15 February 2022  

 

Brad and Tiani at Mortgage Choice were fantastic in helping us securing our home loan at an amazingly low rate. Our new mortgage was complex and we weren't sure if we could make it work but Brad and Tiani managed to find a way through the complexity to make it happen. Another part of the service I loved was the communication the team gave us, it was constant, relevant, friendly and professional. I highly recommend the team down at Mortgage Choice Dee Why for your next mortgage

Dane
16 January 2022  

 

Brad and Tiani were amazing in not only securing the right loan for our situation, but step by step guiding us through the application process. They went above and beyond to ensure that our settlement succeeded. You are in very safe hands with Brad and Tiani.

Nicole
16 January 2022  

 

The team have done a fantastic job in getting us to the next phase of our life financially. We are so pleased to have been referred their services

Jennifer
17 December 2021  

 

Luke
17 October 2021  

 

Many thanks to the team at DY Mortgage Choice for again giving absolutely fantastic advice, service and follow-up

Anina
16 September 2021  

 

James, Tiani and the team at Mortgage Choice Dee Why are amazing. They were attentive at every stage and went above and beyond to deliver a great result. I have recommended Mortgage Choice to friends and will continue to do so.

Mat
16 September 2021  

 

James and the team at Mortgage Choice Dee Why provided exceptional service in obtaining our home loan. James worked tirelessly to obtain the best package possible, and went out of his way to ensure that everything ran smoothly and that all challenges were overcome with more than enough time to spare for settlement. I could not recommend omend their services enough.

Jonathan
16 September 2021  

 

the team at Dee Why Mortgage Choice have gone above and beyond for us, we were not an easy client, lots of finer details to iron out but they got the job done....we would not hesitate to recommend them

Todd
16 September 2021  

 

James and Tiani were amazing Such a good team who took a lot of stress out of buying our first home. I recommend them to anyone who is in the need of a loan. They will walk you through the process and answer any questions you have. Thanks guys

James
16 September 2021  

 

James and the team at Mortgage Choice are the best of the best. I cannot recommend them highly enough. James is extremely knowledgeable and makes what can be a stressful time seem easy. He explains everything you need to know really clearly and checks in often to keep you updated. I have already and will continue to recommend James and his team to friends in the future.

Michelle
17 August 2021  

 

James and the team are incredible Look no further if you want a reliable and genuine broker who is there to help you Extremely patient and will work with you throughout the entire process Special mention to Tiani as well an asset to the business Thanks again team Look forward to using you on my next property

Murray
17 July 2021  

 

James and the whole team are fantastic. They're so helpful and genuinely lovely people. Nothing is ever too much trouble and they work very hard to ensure everything runs smoothly. Always available if you have a question and to work through the best solution for your needs. We love working with James and highly recommend their services. Thanks for everything you do for us

Melissa
17 July 2021  

 

Very attentive, Professional, Reliable and friendly people with great knowledge of the property market.
Brad Anderson made the process easy and was always available to answer questions, always helpful, polite, open, knowledgeable and made us feel very comfortable with the process and also kept us updated frequently with his progress.
We would highly recommend Brad to anyone who is interested in buying or selling a property anywhere in NSW.
Thanks Brad Anderson you're a Rockstar

Carlos
17 July 2021  

 

Brad and the team at Mortgage Choice were amazing. Could not recommend them any higher Brad was so flexible, always helping us with different financial scenarios. Nothing was an issue. We got a great rate and they made the entire process seamless Thank you

Marlise
17 July 2021  

 

Mortgage Choice Dee Why and specifically James Algar and his team, were incredible from start to finish. James was particularly knowledgeable about home lending for a small business owner which was hugely helpful for us. The team supported us from pre-approval, right through to settlement, which was all perfectly on time, despite the significant time delays that many bank customers are facing due to the high level of market activity.

Lidia
17 July 2021  

 

So happy with the service provided by Brad and his team. We have used Mortgage Choice in Dee Why on several occasions now, despite them not being local to us, as we find their service far superior to other brokers we have dealt with.

Danielle
17 July 2021  

 

Extremely happy with the service provided by Brad and his team and Mortgage Choice Dee Why. Not having refinanced in decades I was a little apprehensive but Brad understood our loan requirements right from the get-go and made the whole process feel easy. I have no hesitation in referring anyone with mortgageloan needs to Brad.

Mel
17 July 2021  

 

Brad Anderson, Tiani Cantwell and the whole team at Mortgage Choice Dee Why were so helpful and professional while assisting me with my home loan, they made the whole experience so easy and stress free. Brad was happy to answer all my questions and the team kept me updated every step of the way. I would definitely recommend them to anyone looking for help sourcing the best home loan options.

Sarah
17 July 2021  

 

It's always a pleasure dealing with Mortgage Choice in Dee why. Not only is the service outstanding but a great experience overall. I highly recommend Brad and his team.

Neralyn
17 July 2021  

 

My daughter and I used James for our home loan I've just had to top up my loan and he was so efficient, helpful and also responsive with any questions that I had. I would highly recommend the team here for an loans as they know their business.

Mel
17 July 2021  

 

We are extremely happy with the service that James and the team at Mortgage Choice provided. They achieved a brilliant result for us and were a pleasure to deal with throughout. They are highly proficient, great communicators and professional. The entire experience was great.
Mortgage Choice was recommended to us through friends and we would be more than happy to do the same.
Thanks. Gary

Gary
17 July 2021  

 

James and the whole team at Mortgage Choice Dee Why were amazing from start to finish. We wanted to refinance our home loan and not only did they get us a great deal and save us a bunch of money, but they made the whole process really easy and kept us informed and updated the whole way through. James also helped us to find the loan that will best suit our plans for the future as well as saving us money now.

Michael
17 July 2021  

 

I began my first home buyer's journey knowing nothing. Brad Anderson from Mortgage Choice explained everything in crystal clear detail and worked tirelessly to ensure I had the best possible deal. I was always kept up to date and his level of professionalism across the entire engagement was top tier.
I highly recommend Brad and the team at Mortgage Choice. Thank you Brad for helping land my first home


17 July 2021  

 

We have worked with Brad and James at MortgageChoice Dee Why since our very first mortgage in 2003. Since then, we've had 3 new mortgages, a few refinances and foreign currency loans. Through it all, Brad for the first 8 years and James for the last 10 years and the team at Dee Why Mortgage Choice have been awesome. Timely, positive, proactive. Highly recommended.

Steven
17 July 2021  

 

I can honestly say James and the Mortgage choice Dee Why crew provided probably the best service i've ever experienced. I was blown away with how hard they worked on my unique often tricky case. Communication was excellent, and they went above and beyond what i expected. Their experience shows, and they had loads of helpful advise to help put me on the right track to financial freedom. I'll 100 use their services again for any future financial endeavours.
Very happy customer.

caine
17 July 2021  

 

Brad Anderson and his assistant Linda were fantastic in keeping me up to date with the transfer of my loan. The bank was taking some time to process this but their service was fantastic always keeping me up to date with each process and step along the way. Brad always explains things to me in a way I can understand and is always happy to take my call with any question I may have. Thanks again for the fantastic help and service you have given me.

Serena
17 July 2021  

 

I can only highly recommend Mortgage Choice in Dee Why. Over and above are the first words that spring to my mind. James has been very professional and he has always taking time to find whats best for us but more importantly I trust him. Tiana led us to the final stages of our settlement and she was also great in keeping us informed and holding our hand. I cant thank the team at Mortgage Choice enough for their work and dedication. I am confident that this partnership will continue and I am looking forward to working with James and the team again soon. I normally dont write a lot of reviews, but I believe you need to give credit where credit is due. .

Kai
17 July 2021  

 

Great Service from start to finish.

Jeremy
17 July 2021  

 

This is the third time over the last 10 years I have use Brad and the team at Dee why mortgage choice to help with my mortgage. Brad worked so hard for me in my very tricky and complex case. Brad and Tain communication excellent throughout, very responsive to my questions and requirements. Third time getting an amazing deal with a bank for me, the whole process was a made so much easier with Brads support talked
Me through each step of the way. I cant thank you enough. Brad even keeps in contact every now and then after the process to reassure that Im getting the best deal or to informed me of changes. See you again in a few years.

lilly
17 July 2021  

 

James is a very professional operator who is always looking out for the client and finding the most attractive and flexible deal. Very responsive and nothing ever a problem. Highly recommended.

Aaron
17 July 2021  

 

I can't speak more highly of James, he's been the consumate professional, who really knows his stuff.
First class advice, highly responsive and got us an amazing rate and deal.
And he's a really great bloke too with high levels of integrity.

Dexter
17 July 2021  

 

All the team of Mortgage Choice, especially James alway go above and beyond to help us get to our property goals. I have used them for 10 years and would recommend them to everyone. They are friendly, professional and extremely knowledgeable in their field. They were able to help us with our first loan when 3 banks had set unrealistic limits on our first mortgage and if it wasnt for mortgage choice, we wouldnt be where we are today. Thanks guys

Kelly
17 July 2021  

 

James and the team at Mortgage Choice were fabulous. James was an absolute pleasure to deal with and went above and beyond to take care of everything I would highly reccomend Mortgage Choice Dee Why.

Belinda
17 July 2021  

 

James provided exceptional service throughout the process of searching for and buying a property. He made the whole journey completely stress free and seamless, which is not easy to do considering the amount of money changing hands and current market conditions His level of efficiency, attention to detail, ability to break things down in an understandable format, knowledge of the market and outstanding adviceguidance are just a few things that sets him apart. Additionally his friendly nature and proactive approach makes him a pleasure to deal with. He is without a doubt at the very top of his game and I would recommend him without hesitation to anyone requiring mortgage brokerage services.

Samantha
17 July 2021  

 

Brad and Linda are terrific. Nothing is too much trouble. They explain the technical stuff clearly, respond promptly and keep you in touch with what's going on. And using their services we have saved literally 0000s.

Harriet
17 July 2020  

 

Being a property buyers agent, I deal with mortgage brokers quite regularly.
My recent business undertakings with James have been beyond that typically expected of a mortgage broker. James is a true communicator, providing up to date finance information on hand consistently.
Further, James has a care factor for his clients that is not often seen in this particular field.
Should you be seeking a diligent, communicative, and high professional mortgage broking professional I would suggest James is the man for the job

Kitty
17 July 2020  

 

James and the team at Mortgage Choice, Dee Why, went above and beyond any expectations we had. They were always in contact with us to let us know the status of our applications and bent over backwards to help us. Cant thank them or recommend them highly enough

Damien
17 July 2020  

 

I have been using Brad Anderson as a mortgage broker for myself and my family for 20 years. He always goes above and beyond to look after his clients. Better than 5 stars

Rhonda
17 July 2020  

 

Evan
17 July 2020  

 

We cannot thank the team at Mortgage Choice Dee Why enough for all of the help you gave us during the ordeal of obtaining finance for our new home in Warriewood.We were very impressed with the open communications, sometimes having both Linda and James call us in the same day just to make sure we knew of any important announcements regarding our loan application.The team were with us every step of the way, working tirelesly behind the scenes to keep us up to date as well as push through with our finance application.The fact that you were always just a call away to answer, attend to or sort out any issues with our loan proves that the quality of service you provide is just impeccable.
SPECIAL THANKS to the head of your team, James. James, thank you for willing to help out with our situation. Providing the kind of advice you would to a fellow family member and always thinking about us in the long run. Thank you James for EVERYTHING
We will happily refer you to all of our friends and family.
Would prefer to give them 10 gold stars if we could

John
17 July 2020  

 

I highly recommend Brad and the team from Mortgage Choice. They go above and beyond, exceeding expectations and made the whole mortgage experience smooth, looking after any difficulties with ease and ensuring our mortgage went though. Thanks so much

Catherine
17 July 2020  

 

James Algar was an absolute professional, he took his time to explain the details to me and make sure I understood what i am signing for. I felt very confident in his work at all times, he made sure that the entire process went smoothly and stress free. I considered myself a savvy consumer and was told many times by different people to go shop around for mortgage lenders. However at no time I felt the need to look elsewhere when I am with James.

Steven
17 July 2020  

 

Brad and Linda are so great to work with. It was just so easy. Just got into our first home with a really good interest rate on our mortgage. Thanks guys

Sam
17 July 2020  

 

Everyone here has been so friendly and helpful. Brad had such great advice and made it all very easy.

Gabrielle
17 July 2020  

 

James and the team were an absolute pleasure to deal with. James made the entire process easy to understand and hassle free. I would highly recommend the team to anyone looking for a home loan.

marty
17 July 2020  

 

James has being awesome, he has gone out of his way to help us with loan that required a tight window for settlement . Cant thank him enough for his help .
Best Mortgage Broker for advice and loan requirements Great rates as well.

Rob
17 July 2020  

 

I cannot speak highly enough of our experience with James and the team at Mortgage choice Dee Why. James is extremely knowledgeable and helpful with any questions we had, and clearly presented all the options available to us. I would highly recommend them to anyone - they really made the whole process easy and stress free.

John
17 July 2020  

 

We have utilised Brads service twice now over the past 10 years. He knowledge and professionalism is invaluable in a stressful time and we always find his advice accurate.

Jaime
17 July 2020  

 

James has been amazing broker for us when we bought our house. He has helped us even if he wasnt at work or away from his desk. He was easy to reach when you need help or want to ask an question. Great overall and top service, I would highly recommend James to my local friends. Thank you

Tenz
17 July 2020  

 

Brad and the team were super helpful with organising a loan for our investment property. Nothing was too much of a hassle for them and everything went smoothly.

Judy
17 July 2020  

 

I have now secured two home loans through Mortgage Choice in Dee Why, and in both instances James Algar and the team were incredibly professional. James managed to get rates and offers I never could have negotiated if I dealt directly with the banks. Having a broker makes all the difference - and to make it even better, the service is free and they handle all the paperwork as well I highly recommend James and the team to anyone who is thinking of securing a loan or refinancing.

Fiona
17 July 2020  

 

Brad and his team worked hard to get us a great deal. Would definitely recommend working with these guys.

Cas
17 July 2020  

 

Maree
17 July 2020  

 

My partner and I first met with James to discuss the possibility of buying a property without much knowledge of the process at the time. Within 10 days we managed to secure one James was available to us at all hours whenever we needed him to clarify something and he removed all the stress thats involved in getting a loan approved. We are extremely happy with his service and will be recommending him to everyone.

Josh
17 July 2020  

 

Our experience working with James Algar and the team at Mortgage Choice Dee Why was excellent
As first home buyers it was incredibly helpful to have someone explain all of the financial jargon and help us understand what we could afford, what our options were and how best to go about everything.
When we ran into hiccups due to the banks and COVID-19, having James there to support and guide us was a lifeline.

Michael
17 July 2020  

 

This is now my 5th investment property which I financed with Brad Anderson from Mortgage Choice in Dee Why. The last one was the most tricky one and Brad did the magic and got it over the line in a very short period of time. It was and is always a pledger to work with Brad. I can only highly recommend to trust Brad with his work.
Richard Hodey

Richard
17 July 2020  

 

Awesome experience Thanks guys

meg
17 July 2020  

 

Brad and Tony at Mortgage Choice are absolutely wonderful. This is the third mortgage the guys have managed for me and honestly, I don't know how people do this without a team of utter pros at their side Can not praise them enough.

Julie
17 July 2020  

 

James has been amazing Broker for us. Top service and great results. Very diligent and works hard to get his customers the best deal and a loan that best fits. Ive recommended him to my friends over the years and they are all as happy. Awesome

Greg
17 July 2020  

 

Jeremy
17 July 2020  

 

James and the team were very impressive and ensured our house mortgage process was smooth and didn't add to the stress associated with buying a house. James is very knowledgable, thorough and an excellent communicator. Definitely one of the few good mortgage brokers out there.

Dave
17 July 2020  

 

Once again, Mortgage Choice Dee Why made everything easy. They're so knowledgeable, informative, get the best interest rates, and are just really nice people. Thank you James and Tony. I have been confidently recommending these guys for 4 years and will continue to do so.

Kylie
17 July 2020  

 

Excellent service, super quick and nice and simple process. Thanks Brad and Tony

Michelle
17 July 2020  

 

I recently re-financed a house loan with James at Mortgage Choice, Dee Why. It was a pleasure to deal with James and his team, everything went smoothly and he explained everything clearly. Very happy with the service and outcome and would highly recommend them to anyone.

Jordan
17 July 2020  

 

Brad Anderson was fantastic at helping us find the best loan and explaining the process and all our questions I would recommend him and his team to anyone especially first time home buyers

Michelle
17 July 2020  

 

James is a true professional who works hard to deliver good outcomes for his clients. He has a strong knowledge of which lenders are doing what and why and provides great customer service. I have dealt with James on several occasions and would not hesitate to use him again and recommend him highly.

Chris
17 July 2020  

 

My Husband Tony and I dealt with James Algar from Mortgage choice Dee Why. From the very beginning he was so professional. We were buying our retirement home and James made the purchase so easy and stress free. He was continuously making suggestion on how things could go easier and how we could make the most of our money. He was in continuous contact with ourselves as well as the lawyers, banks and real estate agent. At no time did we feel we were out of the loop. He managed to get us a great deal with the bank and got it through by the deadline. Considering we had a very quick approval time as we were up against several others and we did not want any delays, James followed it through all they way even when he was on a leave day off. After approval he arranged for us to discuss our finances with their finance adviser, who was extremely helpful. Now we have our home and look forward to our retirement, but know we are not forgotten by Mortgage Choice who will be there for any future queries and purchases. I can't thank James and his team enough they made the stressful time of purchasing go so seamlessly and would highly recommend them.

Jennifer
17 July 2020  

 

Linda and James and the team at Dee Why Mortgage choice are a pleasure to deal with.Nothing was a problem and James worked hard at securing the best outcome for me.

Rebecca
18 July 2019  

 

Justine
18 July 2019  

 

Ive used James at mortgage choice for a couple of purchases over the years and am always impressed. He is very knowledgeable, easy to work with and dedicated. He definitely goes above and beyond.

Dave
18 July 2019  

 

From our first meeting with James he worked tirelessly, we were never left guessing, his follow up and dedication was absolutely first class Highly recommend James and his team for results.

Nathan
18 July 2019  

 

Fantastic service, have worked with them for many years and always been happy with their advice and continuous support. Highly recommend them

Sean
18 July 2019  

 

Brad Anderson has successfully organised several home loans for me over the years. I trust his advice implicitly and he always delivers a great product that suits my requirements at the time. I would have no hesitation recommending Brad and his team - they make life easy and reduce most of the stress leaving you to concentrate on nicer things

Bec
18 July 2019  

 

Awesome service from start to end. Above and beyond. Thanks James

Michelle
18 July 2019  

 

We highly recommend Brad Anderson at Mortgage Choice. The whole process was easy and we believe we got the best loan on the market

Amanda
18 July 2019  

 

James and his team are without doubt the very best mortgage brokers available. The product knowledge and their relationships with lenders set's them apart from everyone else. James makes himself available at all times and in my opinion goes above and beyond for his customer - exceptional service.

David
18 July 2019  

 

Brad Anderson was very professional and patient. His attention to detail and hard work
was appreciated. Thank you

Rob
18 July 2019  

 

Very easy to deal with, great knowledge, frequently updated on progress

Lynne
18 July 2019  

 

I would like to thanks James and Linda for assisting me with my mortgage.After dealing with another broker for the last 20 years who at this time said he was unable to help me .I met with James and had a loan approved with 3 days ,I then purchased a property and had unconditional approval and and valuation within 48 hours .All the way thru the approval process I was keep up to date by both James and Linda and after exchange of contract the attention to detail up until settlement was something I hadnt experienced before .Throughout the whole process I was kept informed which meant zero stress level.I highly recommend James and his team if you are looking for a mortgage or just advice .The only brokers I will recommend.

Keiran
18 July 2019  

 

A team of exceptional integrity, passion for their customers and competence. I have personally recommended MC DY to friends and family for several years. Their efforts have saved me much administrative and banking grief, and substantial numbers of hard earned dollars.

matthew
18 July 2019  

 

Allison
18 July 2019  

 

A big thank you to Brad for all your assistance in getting our loan organised, approved, and settled. As always, it was a seamless process with you managing it all, and we truly do appreciate you taking the stress out of negotiating a mortgage for us.

Fiona
18 July 2019  

 

Smooth, professional service all the way

Filomena
18 July 2019  

 

Highly recommend James Algar from Mortgage Choice. He is very knowledgeable and always took the time to answer our many questions. Whether it would be a phone call or if we needed to meet with him. We changed our purchase scenario a couple of times, and James looked at different ways to get us what we needed. He also considered different banks he is not affiliated with any particular ones and helped us understand proscons for each. James is also very approachable and patient, so if youre on the lookout, just meet with him and see where it takes you Nic Kyla

Nicolas
18 July 2019  

 

We were introduced to Brad Anderson from a friend and have now used him to help us purchase two properties. Brad is very knowledgeable, extremely hard working and goes above and beyond my expectations to make sure that he offers the bestright advice and secures the best deal for you. I would not hesitate to use Brads services again or recommend him.

Alison
18 July 2019  

 

Best experience ever. New to Australian loans rules and processes, we have been supported from day one by James A. Technical and financial advices but not only, he has provided us a wide range of tips and an ongoing support. We felt comfortable at any time, free to call for any questions. We would recommend James and his agency to anyone willing to have the highest level of excellence in financial advice.

Sophie
18 July 2019  

 

 

Hi Brad,

We would just like to thank you and your team for helping us to secure a new Loan and refinance an existing Loan saving us $200/ month.

In this current tricky mortgage/ lending environment, I'm almost certain we wouldn't have been able to "Settle" on our dream home without your assistance.

Your knowledge of the Industry, professionalism and customer service was outstanding. We would fully endorse anyone, if they received the same level of service we did, to use you and your team to secure and loan in the future.

Best regards
Cath and Adam
Dee Why

Cath & Adam
08 April 2019  

 

I have dealt with Brad Anderson from Mortgage Choice Dee Why for 9 years starting off with the purchase of my first home. Brad has been my first point of contact each time there has been an interest rate fluctuation or I have found my bank needs a shove to be kept as honest as a bank can be.. Despite my circumstances being complicated I have always received the right information from Brad to keep my home loan competitive.

Sean
18 July 2018  

 

My experience James Algar and Linda has been first class. The clarity with which options were explained and the tenacit demonstrated to get the result required was admirable.
Thankyou for your assistance and I would not hesitate to recommend James to friends looking for a mortgage.
Regards
Alex

alex
18 July 2018  

 

Being first home buyers James has been so kind and patient guiding us through the whole process whilst taking the time to explain every term and step along the way. We are so grateful he was able to get us the amount we wanted to borrow, resulting in us being home owners Having a place of our own where we can raise our family is a dream come true and we thank you James for everything you did for us.

Carmen
18 July 2018  

 

We had a complex refinance and purchase and the team went through all the options available to us to maximise our borrowing limits. We worked through and reviewed all the best finance providers particular to our required structure and went with the best at the best interest rate. We felt extreme comfortable with what we could afford and bidding at auctions.
During the settlement period the team are professional and communicated exceptionally with multiple contacts per week making sure we were fully aware where things were at. Everything went smooth all the way through to the actual settlement.
I would highly recommend the team at Mortgage choice Dee Why. They lmost made the process of buying a house enjoyable, definitely a lot less stressful.

Stephen
18 July 2018  

 

Brad Anderson was awesome throughout the whole process. This was our first property purchase and he helped us out every step of the way. Would recommend him to anyone

Casey
18 July 2018  

 

 

We cannot recommend Brad's services enough. He was professional and communicated exceptionally well. He made the process of securing the best home loan possible hassle free. He worked exceptionally hard for us and we would never use another broker but Brad.

Gary and Stephanie Weir
16 December 2017  

 

 

We had been putting off refinancing our mortgage because we were expecting it to be a real chore to switch banks. I shouldn't have worried. James at Mortgage choice made it so easy. He kept us updated regularly and helped secure a great mortgage.which saves us a heap of money each month. I would highly recommend Mortgage Choice Dee Why. Don't put up with crippling rates a minute longer.

Michael & Kirsty Cardiff
16 December 2017  

 

 

James was an absolute pleasure to deal with.

As a nervous first homebuyer I was a bit daunted by what I thought was going to be a complicated process. James made things very easy and explained everything to me in plain English. I never felt any pressure and felt like I had someone on my side with my best interests at heart through looking for a loan to settling on my new home.

Highly recommended!

Katie Helm
16 December 2017  

 

 

You can't improve on the best!

James at Mortgage Choice is always amazing. James makes everything so easy and he has everything organised so quickly. James always makes time for us and takes the time to make sure we understand every little detail. James provides the very best service. I recommend him to everyone.

Danny & Kylie King.
16 December 2017  

 

 

Thanks so much for all your help in getting our first home! We really appreciated your patience in answering our numerous questions, your advice and your commitment to helping us. We'll definitely recommend you to others!
Best wishes.

Anina & Mark
16 December 2017  

 

 

Since our refinance was approved the weight of the world has been lifted from our shoulders and it is all thanks to you, your professional attitude and your kindness during such a stressful period in our lives and is very much appreciated.

Janelle & Graeme Glover
16 December 2017  

 

 

A little note to thank you once again for organising another loan for us, so swiftly and stress free. We are very appreciative and thank you very much.

Joe & Jenny Gatt
16 December 2017  

 

 

I have been using the services of Brad Anderson and his team from Mortgage Choice for a number of years now and would highly recommend them to anyone who is in the process of buying a property. Customer service is exceptional and always very friendly and Brad's attention to detail is exemplary. One can never ask too many questions with Brad as he is always willing to go through everything with a smile. It should be noted also that Brad makes himself readily available for calls and appointments after hours. Buying a property with Brad Anderson from Mortgage Choice makes the process a whole lot easier. Highly recommend you use his services!

Neralyn & Colin Porter
16 December 2017  

 

 

I've had the pleasure of using Brad Anderson's services a couple of times. I always feel very confident and in safe hands dealing with Brad at Mortgage Choice. His knowledge, advice and diligence make the whole loan application process a breeze. I certainly would look no further than Brad and his team at Mortgage Choice Dee Why and would be happy to recommend him to friends and family.

Cheryl Park
16 December 2017  

 

 

Couldn't have been happier with the team at Mortgage Choice. They made the whole process painless. I'd recommend them to anyone.

Troy Mulligan
16 December 2017  

 

 

Brad has been managing my home loans now since I bought my first property back in 1999. Brad has been a great support to us over the years which has been greatly appreciated. I would recommend Brad to any of my family or friends.

Michael Brown and Lee Williams
16 December 2017  

 

 

Knowing nothing about finance I found Brad a wealth of information. I felt as if he only had me as a client and had my best interests at heart. Giving me the best deal I could possibly get. Always patient with my novice questions, explained everything I needed to know. Professional and always followed through!

Debra Van Der Sluys
16 December 2017  

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