First Home Loans | Mortgage Broker Croydon, Burwood & Ashfield

I still remember buying my first home - it was such an exciting time! But for many first home buyers it can also be overwhelming, which can lead to snap decisions about their home loan. As your Mortgage Broker in Croydon & Burwood, I specialise in helping first home buyers choose a loan that fits with their budget while guiding them through the process. 

Your first home loan adviser

There's so much to know about your first home loan: from interest rates, features, structure, lender eligibility and so much more. As a beginner, it's impossible to know it all. That's where I can help! As your local Croydon Mortgage Broker, I will:

• Talk you through your budget, borrowing capacity, possible repayments, fees and any other numbers we need to consider.
• Do the shopping around from over 35 lenders - including the big banks - which on your own, could take days. I compare what you need from your loan to what the lenders are offering and identify which loan options will fit with our purchase.
• Lay all your options out clearly, talking you through the benefits of each option. I'll skip the jargon and instead give you timely, strategic advice that's tailored to your own first home journey.
• Do all the legwork and running around, so you can focus on your big jump into the property market. I'll work with your chosen lender to submit your application, get you pre-approved and follow your loan through to settlement.

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My home loan service is free

The best part is, my home loan service is free! Instead, I'm paid by the lender you choose when your first home loan settles. I love that anyone can access my service without having to worry about how much it costs.

 

 

Meet Billy: your first loan expert

There are few things more exciting than buying your first home! As your local Croydon Mortgage Broker, I'm here to make sure we find a home loan that fits your budget and make the most of Government incentives available.

Find out more about Billy

 

Knowing which loan is right for you (and why)

I am passionate about equipping you for a lifetime of better financial decisions. And it all starts with understanding your first home loan and feeling informed about your choice of finance. As your local Croydon Mortgage Broker, I'll provide information on all the aspects of your new loan to consider including:

• Loan to Value ratio, Lenders Mortgage Insurance and some of the other technical terms that affect your borrowing capacity. 
• Available loan features like an offset account or the ability to make extra repayments.
• Ways to get into your first home faster like using a Guarantor or paying LMI.
• Government schemes and incentives designed for first home buyers - like you! They can really stretch the budget, so I'll see what you might be eligible for and help you apply.
• What interest rates are available and some strategies that can help you minimise interest and get your loan paid off faster. 

 

Start your home loan journey today

• I want to buy a home

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• I want to buy an investment

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• I'm considering refinancing

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Let's chat about your first home

Your first home might be closer than you think! As a mobile Mortgage Broker, I'm dedicated to making the home loan process as simple as possible. I can chat by phone, video or visit you in person across Croydon, Burwood, Ashfield and wider Sydney. 

Contact me directly on 0421 859 497 or request a call back below.

Call: 0421 859 497  Request a call