Ben Williams

Your First Home Loan | Mortgage Broker Richmond & Hawthorn

Buying your first home is exciting, but finding your first home loan can quickly become overwhelming. Our Mortgage Broker Richmond team specialise in guiding first home buyers through the home loan process and finding the right home loan to suit their first property purchase.

How we guide first home buyers:

We sit down with you to figure out exactly what you are looking for as well as give you an idea of what the numbers look like: how much repayments might be and how much you can borrow.
We research home loans from 35+ lenders including all the big banks to handpick a loan that suits you. We take into consideration the lender, interest rates, borrowing capacity and loan features.
We talk you through different strategies you can use to stretch your budget, like using a Guarantor or utilising any First Home Buyer Incentives you could be eligible for.
We complete all the paperwork and legwork including applying for pre-approval, chasing the lender and ensuring your loan is moving smoothly to settlement.
We guide you through the entire process including how to prepare yourself to make an offer, how much you have to spend and how to pay off your loan faster.

Our Loan Calculators Get in touch

Our Home Loan Service is free

One of the things we love best about being Mortgage Brokers is that our home loan service is free! Your chosen lender pays us a commission when your loan settles with them. It means that anyone - no matter if they're a first home buyer, investor or business owner - can receive quality home loan advice at no cost.

Renting vs Buying

With rents up significantly from even 12 months ago, our Mortgage Broker Richmond team have helped many renters buy their first home, some paying the same in repayments as they were in rent! It's a great reason to get started in the property market - so you can start building equity instead of paying off someone else's investment.

It's easy to get started with Mortgage Choice in Richmond

Let us run some numbers with you to see if you're ready to buy! Even if you need a bit more time, we can give you a clear strategy and savings goal to get you into your first home faster.

Meet us at our Richmond office at Level 3/534 Church Street or we can come to you! We are available in person or via phone or video.