Personal loans | Mortgage Broker Wyndham Vale & Point Cook
Personal loans are one of the most flexible lending options available on the market today and can be used for a range of different goals! But just like with any loan, it's important to choose one that fits with your own pesonal finances. As your local Mortgage Broker in Wyndham Vale, I do the research and legwork for my clients to ensure they get the best outcome.
Why a personal loan?
Life is always presenting us with new opportunities, so it can be handy to have a flexible loan option available so you can make the most of them. Personal loans are designed to give you access to smaller amounts of cash (usually between $4,000 and $50,000) and can be used for a wide range of goals: from funding your dream wedding, furthering your studies, travelling the world or even consolidating debt.
Just like a home loan, a personal loan can have a fixed or variable interest rate and requires regular weekly, fortnightly or monthly repayments.
- Personal loans are usually typically 5-7 years, and can be either secured (with an asset) or unsecured.
- They usually have interest rates higher than home loans, but lower than credit cards and other forms of finance, which makes them a popular choice.
- Lenders assess personal loan applications on credit risk and experience, so the turnaround to approval can be much faster.
How I can help you with a personal loan
At Mortgage Choice, we have access to thousands of quality personal loans, with great rates and features. I use my expertise and wide range of lenders to track down a personal loan that will not only allow them to achieve their goals, but also fit with their own personal finances.
I talk my clients through all the considerations of a personal loan like fixed vs variable, loan structure and how to get their personal loan paid off quickly.
Using a personal loan to consolidate debt
Debt consolidation can be a handy tool when trying to take control of multiple smaller debts. Debts like your car loan, after-pay debts or credit card debts can be rolled into a personal loan to access lower interest rates and better features.
The best way to know for sure if a personal loan is the right choice for you is to chat with me about your options! I'll sit down with you and discuss your goals, your budget & find the right personal loan for you.
I'm with you every step of the way
I became a Mortgage Broker because I wanted to help the average Aussie make the most of every opportunity, backed by quality finance options. Get in touch with me to discuss your own personal goals! I am local to Wyndham Vale, Point Cook, Williams Landing and surrounds, but can service any clients in Great Melbourne and across Australia. I can help you in person or via phone / video call.
Call Ashwani Sharma today on 1800 717 672 or request a call back below.
Call: 1800 717 672 Request a call
