Refinancing Your Home Loan
Unlike purchasing a property which is a typically a 'one off' event, your home loan should never be a 'set & forget'.
There are many reasons to refinance your home loan, or at the very least review it regularly, for instance:
- obtaining a more competitive interest rate to reduce the amount of interest you're charged
- coming off a fixed term loan period
- obtaining access to equity within your property for additional funds
- seeking to reduce your ongoing minimum repayment amount
- changing the purpose of your property from investment to owner-occupied, or vice versa, which can impact your interest rate
- your existing loan structure may not suit your personal circumstances any longer
- paying out personal loans or tax debts
Whatever your circumstances, it's important to understand that lenders all have different policies, lending capacities, and interest rates. We act with your best interests in mind by:
- understanding your circumstances and plans
- researching the lenders to determe the most suitable options
- working with you to prepare and submit your application, then
- following the process through to completion.
