Experienced, highly-rated mortgage brokers for Liverpool, Austral, Edmondson Park and all surrounding areas

Call: 02 9601 4333

Looking for financial services including home, investment, car loans, refinancing & SMSF expertise?

We're your experienced, friendly mortgage broker team in Liverpool. Let us compare over 35 lenders to find you the right home loan.

Call Us Mortgage Choice Liverpool
Office - 02 9601 4333
Fax - 02 9822 7888

Open Hours Mortgage Choice Liverpool
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Address

Suite 9a, Level 1, 138-140 Elizabeth Drive LIVERPOOL, NSW 2170

Latest home loan interest rates

Starting from

p.a.

Comparison rate

p.a.

Disclaimer: Interest rate associated with | minimum loan size: . Further conditions, fees and charges may apply.

Services We Provide

No matter what stage you're at with your finances or purchasing property, we can help you. Call us today for a no-obligation chat.

When it comes to property, we can help with the following and more:

Buying your first home
Upgrading to your next home
Investing in property
Refinancing
Accessing equity in your home
Consolidating debts
Low-doc loans or credit history issues

And beyond home loans, we can help with:

Commercial property loans
Personal loans
Motor vehicle loans/leasing and equipment finance
Deposit bonds
Home & Contents, Landlords insurance
Car insurance

Contact Us Today

Call our team on 02 9601 4333 or you can call or text Armando on 0422 003 253 or click to book an appointment online:

Book an appointment online

Your Local Mortgage Broker in Liverpool, NSW

At Mortgage Choice Liverpool, your financial goals are at the heart of everything we do. Led by experienced mortgage broker Armando Iodice, we’re proud to offer trusted finance solutions across Liverpool, Austral, Campbelltown, and the greater South West Sydney region.

Whether you're buying your first home in Liverpool, expanding your property portfolio, or looking to refinance, our local expertise and personalised service make all the difference.

Why Choose Mortgage Choice Liverpool?

✅ Local Knowledge You Can Trust

Armando Iodice has lived in the Liverpool area most of his life and understands the local property market inside and out. This in-depth knowledge allows us to provide tailored advice based on current market conditions in Liverpool, Austral, Campbelltown, and surrounding suburbs.

✅ Expert Financial Guidance

Our team brings decades of combined experience in mortgage broking, finance, accounting, and business management. We’re more than just brokers—we’re your long-term finance partners.

✅ Access Over 35 Leading Lenders

With Mortgage Choice Liverpool, you can explore hundreds of home loan options from Australia’s top banks, credit unions, and non-bank lenders. We'll find the right loan to suit your needs and financial goals.

✅ We Do the Legwork for You

From comparing home loans to handling all the paperwork, we manage the entire process—so you can focus on your property search. We’ll even liaise with your real estate agent, solicitor, builder, and accountant to ensure a smooth experience.

✅ Flexible Appointments – We Come to You

We offer flexible meeting options across Liverpool, Austral, and Campbelltown. Prefer a phone or video call? No problem—we can complete the entire process virtually.

✅ No Cost to You

Our home loan service is free to you, as we’re paid by the lender after your loan settles. You get professional advice without paying a cent.

✅ Support Beyond Settlement

We’re here for the long haul. Whether interest rates change or your life circumstances evolve, our team will continue to provide advice and support throughout the life of your loan.

Ready to Take the Next Step in Liverpool?

Let Mortgage Choice Liverpool help you achieve your property goals in South West Sydney. From first home buyers in Austral to investors in Campbelltown, we’re here to help you make informed, confident decisions.

📞 Call us today or book a free consultation to get started with expert mortgage advice in Liverpool, NSW.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

We cannot speak highly enough of Belinda from Morgan Choice. From the very beginning, she demonstrated an incredible level of professionalism, transparency, and commitment to getting our finance sorted quickly and seamlesslyeven in the face of challenges. Her communication was flawless, always keeping us updated and informed at every step. What truly sets Belinda apart is her ability to make a compl... read more

Danio
22 May 2025

Dealing with Armando on my first mortgage was a breeze. He was extremely attentive and caring throughout, offering his extremely helpful wealth of experience. Thanks Armando.

Ryan
22 May 2025

Working with Armando Lodice absolute pleasure. As first-time homebuyers, we had countless questions, and Armando Lodice patiently explained every step of the process. His communication was excellent and He always responded promptly to our calls and emails. He made a potentially stressful experience feel smooth and manageable. Armando Lodice demonstrated a deep understanding of the mortgage market. H... read more

Arvind
28 March 2025

Armando went above and beyond to help me secure a mortgage. I would highly recommend him to anyone in need of financial services.

Maziar
22 December 2024

Throughout the process of selling my apartment, and finding securing a new home, Armando was always there to help He always answered phone calls and emails and was available to respond to all our questions and queries, which alleviated stress for us. Armando is very experienced and was able to guide us through the refinancing process using his financial expertise. I would definitely recommend Armando for anyone looking to buy, sell or refinance. We are very grateful for his assistance

Natalie
20 December 2024

Needed finance on a new rental investment property and was recommended to see Armando from Mortgage choice at Liverpool.
Armando attended to all our needs and made what was rather stressful situation a walk in the park.
Finance was approved and Armando made the whole process extremely easy.
Would highly recommend Mortgage Choice Liverpool and ask for Armando.
Many thanks for your professional service
Rating 5 out 5

marino
06 December 2024

My husband and I recently used Armando to refinance our home loan and we couldn't be happier. He was very patient, informative and guided us through the process, keeping us informed every step of the way. We ended up with a far better rate than the one we were currently on, saving us a great deal of money on our repayments every month. Can't recommend highly enough

Sabrina
02 October 2024

I highly recommend Armando. He is efficient and very experienced. He was able to assist with all my questions and followed up to ensure that the entire process was smooth.

C&J
01 October 2024

As a First Home Buyer I cannot say enough in appreciation to your service, support and guidance over the process. Armando, was patient with us, as I picked his brains with soo many question on numerous occasions. Your expertise and guiding knowledge was soo appreciated as we navigated though the banking process. I truely appreciate the calls and 1-to1's explaining every step as my wife and I we went through it. Thank you Mortgage Choice and moreover, Armando Iodice for everything.

Flynn
17 September 2024

Just finished refinancing my home - Armando was really top notch and he expertly guided the process through some very challenging situations. I was so glad that I was not alone in navigating the search for a better home loan, but Armando was there every step of the way. Everything worked out great and the home loan I ended up with saw my situation improve markedly from where I was before. Thanks, Armando - you have my 100 recommendation

22 July 2024

Property Ownership

This guide outlines the essential steps to achieving property ownership, starting from the first appointment with a mortgage broker all the way to settlement.

Download now

Help me calculate

More calculators

I'm looking to borrow for

Just me Two of us

Dependants

Work status - are you self employed?

PAYG Self Employed

My monthly income before tax

Rental income

My monthly rental income before tax

Other income

My monthly other income before tax

My credit card limits

Other repayments

My other monthly repayments

2nd Applicant

2nd applicant monthly income before tax

Rental income

2nd applicant monthly rental income before tax

Other income

2nd applicant monthly other income before tax

2nd applicant credit card limits

2nd applicant other repayments

2nd applicant other monthly repayments

You could borrow up to

Repayments
/ month
Expenses
Remaining

Based on standard variable rate over years.

Start the pre-approval process

The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

Value of property

Borrowing

Over

Interest Rate Use the lowest rate from Mortgage Choice's lender panel Input rate

Repayment options

Extra monthly repayments

Your monthly repayments
Total loan repayments:
Total interest charged:

There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Value of property

State

Property use

Type of dwelling

Type of property

First Home Buyer?

Calculate

Total fees:

Breakdown	Amount
Stamp duty on property
Transfer fee
Mortgage registration fee

Need help with your next home purchase?

Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

From 09 May 2024, if you buy a home costing up to $450,000, no stamp duty is payable at all. If the value of your home is between $450,000 and $600,000, you’ll be entitled to a reduced rate of stamp duty.

There are no additional concessions for homes valued above $600,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Click here for more information on the WA First home Owner Grant.

State / Territorial Revenue Web Sites

View