First home buyer | Mortgage broker Campbelltown, Gregory Hills & Menangle Park
Start your home loan journey today
First home buyers in Campbelltown and the surrounds
Congratulations on deciding to buy your first home! This milestone in your life can be a hugely exciting, but also daunting, time. Fortunately, Anu understands all of these feelings, and she will guide you through each step of your home-buying journey with her knowledge and expertise. Whether it’s figuring out your borrowing power or understanding what LMI is, Anu is here for all of your questions - big or small.
Applying for a home loan
When you apply for a home loan, you will be required to submit various documents as evidence of your financial readiness. These can include bank statements and payslips, as well as your identification and paperwork detailing any other financial commitments. Anu, as your Campbelltown mortgage broker, will help ensure that all of your documentation is ready, and will even do the hard work of completing and submitting your application form. She will also assess whether you are eligible for any government assistance and aid you in completing the respective paperwork - you won’t have to lift a finger!
Using a guarantor to buy a home
It can feel like an uphill battle to save up for a house deposit worth 20% of the purchase price, but the good news is that you have other options to reach your goal, including using a guarantor. Your guarantor is a close family member - often a parent - who acts as security on your home loan. This negates the need to pay for costly Lenders Mortgage Insurance, while still allowing you to purchase a home with a smaller deposit and get into the property market.
However, having a guarantor is not a decision to be taken lightly as it has significant financial implications for both parties. Want to learn more about guarantors? Take a look at our free downloadable guide now.
Resources for first home buyers
Take some of the confusion out of buying your first home with our selection of useful guides - they’re free to download and cover everything you need to know about the property and finance industry.
- First home buyer's guide
- Step-by-step guide to home ownership
- Understanding guarantors guide
- Moving home checklist
Talk to Anu Nair as soon as possible once you start thinking about your first home - she is ready to help you. Call 0467 726 509
Anu can also assist you with:
- Mortgage Broker Campbelltown
- Mortgage Broker Gregory Hills
- Mortgage Broker Menangle Park
- Refinancing
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
