Debt Consolidation | Mortgage Broker Baulkham Hills & Castle Hill

If you have multiple debts dragging you down, it's time to look into debt consolidation. Get back on the path to financial freedom with the Mortgage Choice team in Baulkham Hills. 

Debt consolidation is the process of consolidating your smaller debts into one larger loan. While it can sound like you're just moving your debt around, one large loan can make your finances easier to manage and give you access a lower interest rate. If you have multiple debts like a car loan, small personal loans, credit card debt, even HECS debt - consolidating them can help you manage them more effectively.

Here's how debt consolidation can benefit you:

• Make your debt easier to manage: One large loan will no doubt make your debt easier to manage and pay off faster. No more late fees or scheduling repayments.
• Give you access to lower interest rates and better features: Banks tend to reserve their best rates and features for the larger loans, which means rolling up your debts into one loan could cut your repayments significantly.
• Allow you the flexibility to refinance: It's even easier to negotiate better rates or even a cashback if you have a larger loan. You can refinance more effectively in the future.

How we can help with debt consolidation

Our job is to save you money and help you get your debts paid off faster, no matter how much of a mess you think you're in. Our Mortgage Choice team in Baulkham Hills will consolidate your debts into one simple loan and then go through our panel of 30+ lenders to see who will give us the best rate and most effective features. It's like having over 30 lenders competing for your business at once!

Rolling your debts into your home loan

Often home owners settle on a home loan and then add smaller loans as the years go by: like a car loan, personal loan and sometimes things like couch or fridge loans! These smaller debts can come with extremely high interest rates. It can often make more financial sense to bundle these into your home loan so you can leverage a lower interest rate and get them paid off faster.

Consolidating your debt with Mortgage Choice team in Baulkahm Hills

We're passionate about helping you take control of your finances through debt consolidation.

To make it even easier, we can come to you or chat via phone or video. We service the areas of Baulkham Hills, Castle Hill, Rouse Hill and across Sydney. We can help clients in English or Hindi.

Contact the Mortgage Choice team in Baulkham Hills and surrounds on 0466 181 535 or book an appointment below.

Call 0466 181 535  Book an Appointment