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Andrew Vaughan

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Average client rating
5/5 From 199 Reviews

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Andrew helped us refinance our mortgage. He was extremely helpful and knowledgeable. Available whenever I needed him. We had a great outcome with a bank we are really happy with. I would definitely recommend Andrew for your mortgage needs.

Sarah
23 November 2024  

 

6 years ago I said 'Like many other reviewers, we are repeat users of Andrew's services. Andrew has always been very knowledgable and superfast with his communications. He came to our house to go through the application documents, which saved us time. The loans were approved promptly and Andrew calmly guided us through what can be a stressful process Andrew provides top service, products and advice.
Highly recommended' Having just engaged Andrew again for a refinancing, my wife and I had the same top quality experience and have no hesitation in recommending him

Jonathan
20 November 2024  

 

Working with Andrew as our mortgage broker has been an absolute pleasure from start to finish. His professionalism, attention to detail, and dedication to finding the best possible deal for us were truly exceptional.
We have worked with Andrew for many years and would not consider any other broker. We are in safe hands throughout the entire process. Andrew's commitment to customer satisfaction is second to none, and we highly recommend him to anyone looking for a trustworthy, hardworking, and knowledgeable mortgage broker. Thank you, Andrew, for making our refinancing journey a success, once again

Mrs
21 October 2024  

 

Great experience from the outset. Andrew's knowledge and expertise was impressive and he did everything possible to make the process smooth. No hesitation in recommending Andrew's services and he'll be our first call next time round.

Meredith
04 October 2024  

 

We would not hesitate to recommend Andrew Vaughan, very professional service, delivered a great result for us, and his efforts were admirable. Above and beyond.
Thanks again Andrew, pleasure doing business with you.

Just successfully arranged a 3rd Mortgage application with Andrew, love your work in Andrew we trust...

michelle
03 October 2024  

 

I was fortunate enough to set up my loan 7 years ago with Andrew at Mortgage choice who made this an easy process and for a competitive rate. Now I am 7 years down the track I am reviewing my loan options and I am thrilled for Andrew to work with me to establish the best options I have available moving forward.

Andrew is very experienced, knowledgeable, responsive, professional, a great communicator and always within a timely manner.

It is my pleasure to highly recommend Andrew to anyone wanting to explore their mortgage options, for either a new or refinancing a mortgage.

Tash
29 September 2024  

 

I had an outstanding experience with Andrew Vaughan at Mortgage Choice Northern Beaches. From the very start, Andrew was incredibly professional, knowledgeable, and always went the extra mile to make the process as smooth as possible. He took the time to understand my needs and provided clear, personalized advice, which made navigating the complexities of mortgages much easier.

Andrew was always available to answer any questions I had and kept me informed at every stage, ensuring there were no surprises along the way. His attention to detail and commitment to finding the best possible solution for my situation really stood out. I truly felt supported throughout the entire process.

If youre looking for a mortgage broker who is experienced, responsive, and genuinely cares about getting the best result for you, I highly recommend Andrew and the team at Mortgage Choice Northern Beaches.

Thank you, Andrew, for your fantastic service

Sebastian
13 September 2024  

 

We've worked with Andrew on two property transactions, and each time, his expertise has been impressive. He has a deep understanding of the different products available and consistently finds the best rates from lenders. His attention to detail makes the application process seamless. If you're looking for a broker who truly advocates for your best interests, Andrew is the top choice

Clare
03 September 2024  

 

Andrew really knows his stuff. Highly recommended

Stuart
20 August 2024  

 

Thanks again for finding us the best loan suitable for our needs. As always Andrew is super responsive, transparent and always keeping us informed throughout the entire process. Always available to adress any questions we had. Awesome service

sónia
20 August 2024  

 

Andrew was very helpful in assisting the purchase of a first home. He has been wonderful to ensure we are continuing to get the best rate. Highly recommend

Jessica
30 July 2024  

 

Andy is a very knowledgeable very experienced guy. Ive been with him now for almost 15 years and have had a number of mortgages with him, he comes highly recommended.

Tony
17 July 2024  

 

We have done numerous loans with Andrew over the years. He's hard working and very diligent and always a pleasure to deal with, I highly recommend Andrew.

Darrin
16 July 2024  

 

Andrew helped me all the way through my loan application. He would also let me know when there is good deal on. Very efficient and professional. Thanks again, Andrew.

Jody
16 July 2024  

 

Andrew made the process or getting a competitive home loan very smooth, and gave me confidence in buying. He provided lots of options, and tailored things to my needs and financial situation. He was always courteous and professional, and prompt to respond.

Joshua
04 June 2024  

 

This is the guy if you want to get good rates and valuable advice

Victor
14 May 2024  

 

Andrew was very helpful in getting us the right loan with a competitive interest rate and for the amount we needed. He was always happy to answer any questions and was very responsive throughout the whole process. We will definitely be in contact with Andrew again for any future re-finance or home loan.

Mathew
10 May 2024  

 

Have been Andrews customer for over a decade, always fast and responsible with expert knowledge of the market

Wini
16 April 2024  

 

Andrew gave me amazing insight very quickly, so I knew how to move forward via the easiest, cheapest and best route for me personally. He would be my first choice in brokers every time

Sharon
15 January 2024  

 

We Have been dealing with Andrew for a number of years now and have re-financed multiple times with him. We returned to Andrew because we always felt he was searching for the best deal for us and was a pleasure to deal with also given we weren't able to meet face to face a lot of the time.

Drew
09 January 2024  

 

Great service Definitely recommend Andrew as he is really supportive and knowledgeable. He explained everything and helped to find the right lender for the home loan with the best rate available on the market. He managed to get everything organized in time for our settlement. His communication was clear, and it was smooth and stress-free home financing experience.

Thanks Andrew for your assistance with finding the best solution for us

Roman
27 December 2023  

 

I would highly recommend Andrew.
Informed and professional service, kept us updated through regular comms, worked hard to get us the best deal out there. Thanks Andrew for getting it across the line, couldnt have done it without you

sahar
20 December 2023  

 

We first met Andrew Vaughan when looking to purchase our first home. He was nothing but professional, knowledgeable and supportive throughout the entire process. Not only has Andrew helped set up an amazing interest rate with our loan, he has continued to work hard for us establishing better interest rates along the way. This was especially important during the last year with recent interest rate hikes. We look forward to working closely with Andrew again when buying our next family home.

Tamara
10 December 2023  

 

We've been using Andrew for many years and he has been very proactive with our loans. Recently he contacted me when our rate was coming off fixed to variable and had pre-emptively arranged a better rate with our existing lender saving us several thousand in interest Absolutely recommend giving him a call

Craig
10 December 2023  

 

We've been using Andrew for 20 years, actually I can't believe it's been that long I won't use anyone else. He's a true professional, to the point, straight talking and genuinely seems to love what he does. He's always at the other end of the phone or email for us. Always updating us on better interest ratesproviders. He doesn't send blanket emails, he contacts me if he thinks he can help me. We love him, I highly reccommend him.

Jules
08 December 2023  

 

Andrew has worked with me on several mortgage applications and each time has been extremely supportive and got good rates.

Hala
04 December 2023  

 

I've utilised the services of Andrew on multiple occasions and will continue to do so in the future. Andrew is professional and with his extensive knowledge and experience he makes the process easy. Highly recommended.

011223 Update Without prompting Andrew took it upon himself to get us a better variable rate on our current mortgage saving us thousands. Glad we have Andrew on our side and would recommend him to anyone.

Jeremy
03 December 2023  

 

I have always found Andrew to be very helpful proactive in finding the best available rates

Mick
03 December 2023  

 

Andrew has continued to provide excellent and professional service and advice to us, even though we have not needed to apply for any finance in the last couple of years. He continues to monitor our current loans and actively seeks the best deal for us. I would highly recommend Andrew to anyone seeking finance for purchases.

Michelle
28 November 2023  

 

Andrew has been fantastic at making this an easy process, being very clear with instructions and just taking the pressure off what can be quite arduous. I would recommend certainly speaking to Andrew if you're looking for a great rate and a simplified exerperience.

Peter
28 November 2023  

 

Andrew is amazing. He proactively reaches out to find the best rate for my home loan. I undeservedly recommend his services.

amy
28 November 2023  

 

I have worked with Andrew Vaughn for a number of years - he established my home loan and get me a very compatible interest rate. I would highly recommend Andrew to anyone looking for finance.

Eric
28 November 2023  

 

Andrew Vaughan has been helping us for over 10 years. He is always proactively looking for better options and scenarios and giving us sound advice on our mortgage. We highly recommend Andrew

arnie
28 November 2023  

 

Andrew was excellent throughout the loan application process and continues to ensure that we're on the lowest possible interest rate several years later.

Mark
27 November 2023  

 

We've been really happy with the service Andrew's given us. He was very responsive when we first took out our home loan and still checks in with us from time to time.

Rob
22 November 2023  

 

Andrew was very professional and super efficient

He worked so hard to get our mortgage and am so grateful for him doing so- highly recommend He will not let you down

Lara
20 November 2023  

 

My Husband previously bought a property through Andrew, and had a great experience, so we went straight back to him when we were going to buy a property together. Andrew provided a lot of guidance to me as a first home buyer, and he is very responsive to all of my many queries. I cannot recommend him highly enough


02 November 2023  

 

Great service, and helpful advice. Andrew was always prompt with responses to questions and e mails in regards to loan application. Thanks for all your help.,

kylie
22 August 2023  

 

Andrew was so incredibly helpful From the start he was obviously extremely knowledgeable but made it easy for us to understand. He was helpful with answering all of our questions and getting us the best mortgage he could. Would definitely recommend Andrew to anyone

Tamsin
09 August 2023  

 

Andrew was a pleasure to deal with. Professional, knowledgeable and very easy to work with. Highly recommend

Ben
01 August 2023  

 

Great Service, arranged the loan with just a few forms for us to fill out, giving all the info require to process the loan and able to get everything in place and approved quickly.

steve
15 July 2023  

 

Andrew was amazing to work with. He helped us every step of the way and not only got my wife and I in our first home but got us a fantastic deal to go with it. I cant recommend Andrew highly enough. I will be using Andrew for the foreseeable future

Jordan
13 July 2023  

 

Weve been working with Andrew since 2017 for our initial home loan, extension and refinance applications. Hes very professional, goal oriented and punctual in finding best products and driving the entire process from pre-approval all the way to settlement. Hes a trustable and knowledgeable mortgage broker We highly recommend him.

Farzaneh
30 June 2023  

 

Andrew was an absolute treat to work with Responsive, professional, and went the extra mile to ensure everything was handled in a timely fashion.

Saskia
29 June 2023  

 

Andrew was very helpful in sorting out our loan for our home. He worked quickly, explained things and communicated what we needed to provide him well, and was very kind and patient with us. We are very grateful for his help and cannot recommend him enough

Matt
27 June 2023  

 

Andrew was very knowledgeable and professional. He was very thorough and helpful every step of the way. Best broker we have ever dealt with. Would recommend him happily.

Jamie
23 May 2023  

 

Andrew helped us refinance our home loans at a time of rising interest rates and when other brokers couldn't. Thanks Andrew

Alvin
19 March 2023  

 

Andrew is the best broker I have ever come across. With a crazy housing market my search took longer than anticipated, and the pre-approval had to be renewed several times. With so many decisions to be made, it was a relief knowing Andrew was there to support us in the process. His communication has been excellent. Andrew has provided very useful advice and guidance and always made time to listen and respond to all of my queries. I would not hesitate to recommend Andrew to my friends and family.

Greg
23 February 2023  

 

Andrew Vaughan has been a great source of information and advice to us. He is quick to understand the issue, has a wealth of information and backs his advice up with liaison to the bank each time so that he ensures he's managing expectations. I would recommend him as I find him very easy to deal with, very personable and highly knowledgeable.

Kirsty
08 February 2023  

 

I thoroughly recommend you use Andrew to arrange your next mortgage. He made the whole process super simple from investigating and explaining the options, to providing step-by-step instructions on submitting documents, and managing the approval and settlement process. And he went above and beyond to help out when issues arose. Fantastic service

Martin
31 January 2023  

 

Andrew is a Professional with excellent communication, support and advice.
Will be using him again without hesitation.

bzxt
13 December 2022  

 

Andrew was fantastic from the word go. Highly diligent and explained things that were simple to follow. Would highly recommend.

Ryan
21 November 2022  

 

We have been with Andrew for 15 years now.
He always finds good deals to refinance, what have saved us thousands

Michael
20 November 2022  

 

Andrew helped us secure our first home loan. He made the process very simple, yet also informed us of our options at each stage of the process.

Tom
02 November 2022  

 

Beatrix
10 October 2022  

 

We have been customers of Andy for many years now. He places a big emphasis on understanding our life priorities beyond our simple financial circumstances, and goes out of his way to ensure the information and advice he provides aligns with those priorities. Even though we work with him every few years, we genuinely feel like he is thinking about us every day to ensure we are getting the most out of our lending scenarios. His attention to detail and persistence is great value to us.

Cam
03 August 2022  

 

We have spoken to many Mtg Brokers over the years and worked with a select few, always coming back to Andrew Vaughan. He is without a doubt the best communicator always going above and beyond to provide the best options and available at all hours of the day. I highly recommend Andrew Vaughan

joe
23 July 2022  

 

Andrew has been our mortgage broker for the last 16 years and put our interests first at all times. If you want a speedy response and and great results he's your man

Debbie
14 July 2022  

 

I have known Andrew for 10 years and few months ago reached out to him as my first choice for another investment purchase. The turnaround time on communication and ACTION was impeccable, this was reassuring. Any hurdle we came across was resolved and I really appreciate Andrew's knowledge and advice, in getting what is best for me in the Sydney housing market. The main thing is, the finance and settlement was done on time and I was very happy Highly recommended where ever you are in Sydney, we did everything remotely.

Bootleg
09 June 2022  

 

Andrew has always been amazingly helpful, beyond expectations. Would highly recommend him if your getting your first or mortgage or refinancing.

Aaron
02 June 2022  

 

Andrew has been an amazing broker for us over the years. He goes above and beyond to get us undoubtedly the best deal possible. Wonderful communication and attention to detail is what puts him ahead of the rest.
I cannot recommend Andrew highly enough for your next purchase. 6 stars

Matthew
02 June 2022  

 

I have worked with Andrew for the past 18 years, Andrew has always given me great advice and managed to get all my loans approved and in the time frame required. I haver used Andrew for both home and investment loans. I would highly recommend Andrew to anyone, who seeking a home loan or advice. Andrew has always recommended a variety of lenders from Major banks to smaller lenders. Thanks again for all your help.

Andy
24 May 2022  

 

Andrew has been great at helping to navigate competitive loans and saved us lots over the years. He is timely and cluey and recently secured a great fixed rate which gives me peace of mind for the coming years. I feel confident to recommend his services and will continue to seek his business in future.

Alison
24 May 2022  

 

This is the second time Andrew Vaughan, from Mortgage Choice Northern Beaches, has gone above and beyond to assist us with getting the best possible mortgage option for us. He is approachable, knowledgeable and will take the time to discuss all the different options available for you to make an informed decision that suits you now and in the future. Whether you're a first home buyer or refinancing for a better deal, you should definitely contact Andrew.
I will definitely be using his services again in the future when it comes time to negotiate and or refinance a better deal again.

Stacey
24 May 2022  

 

We have been with Andrew Vaughan for many years, and he has handled a few mortgages for us. He is great to work with and makes the whole process easy. We highly recommend Andrew and we will keep going back to him for our mortgage needs in the future.

Sam
24 May 2022  

 

Andrew went above and beyond with his service. Guiding us through out the process, he was always happy to jump on a call for advice. Always helpful, calm and reassuring he made the process of getting the best finance and owning our first home in Australia a reality. 5 stars doesn't seem enough

Vincent
23 April 2022  

 

Paige
23 April 2022  

 

Patricia
24 March 2022  

 

We had used Andrew a few years ago but had then gone with a different broker. The new company had set us up with a fixed, 5 year loan which wasnt great for us but what can you do. The end of the term rolled around but they didnt even email us to see or offer any new deals.
But Andrew had stayed in touch over the whole five year period and was ready with a great deal as soon as we got out of our previous contract.
His professionalism and prompt reconciliation of any issues is excellent. Highly recommend Andrew

Dave
24 March 2022  

 

Andrew has assisted me on multiple occasions over the last 10 years. He is professional and excellent to work with. Highly recommended.

Luke
24 March 2022  

 

Andrew was so helpful We didnt know much being first time home buyers and he was great. Answered all our questions and really helped us with the process and explained every step. Would recommend Andrew to anyone as a Mortgage Broker

Gillian
22 February 2022  

 

Andrew was extremely helpful during our recent refinancing experience. He explained everything in simple terms, set realistic expectations with the timeline and helped us get a much improved rate. Happily recommend with confidence

Micky
22 February 2022  

 

Our home loan journey began way back in 2009. We were looking for a mortgage broker on the Northern Beaches and we found Andrew Vaughan at Brookvale Mortgage Choice. Since that time Andrew has been nothing short of amazing. He has organised several home loan pre approvals for us over that long period of time and we finally purchased our dream home just 2 weeks ago, and could not be happier. We cannot recommend Andrew highly enough if you are looking for an honest, experienced and dedicated mortgage broker who will stay the journey with you every step of the way. Thanks Andrew for your wonderful support over such a long time

Family
22 February 2022  

 

Andrew Vaughan was really good and knowledgeable throughout the entire process of getting the best loan options As the first time home buyers we faced a lot of things we didnt know about, but Andrew addressed everything slowly and patiently and found the best solutions when we faced challenges We are truly grateful and highly recommended Andrew and his strong work ethic Thank you once again

antony
22 January 2022  

 

As a first home buyer, things can be quite daunting overwhelming especially in this current climate. So grateful and appreciative to Andrew for being so genuine, attentive, responsive supportive through the entire process. He made us feel really at ease He was fantastic and very efficient in all his dealings with us. He was very knowledgeable and made our journey have minimal hurdles. We would highly recommend him.

Ali
23 December 2021  

 

Andrew was fantastic throughout the whole process and went above and beyond for us. I highly recommend his services if you're after peace of mind and best value

Stephen
22 November 2021  

 

Andrew has been amazing on the journey to owning a place. He is always helpful and friendly and really guided us through the process of applying for pre-approval and eventually a loan. He is easy to work with, responsive and full of vitality - we certainly appreciated how frank and experienced he is. We finally got a place and Andrew organised our loan. Ill certainly be asking him to help with refinancing down the track too.

Victor
23 October 2021  

 

Andrew Vaughan was first referred to me by a friend almost a decade ago. Andrew assisted us on that occasion by setting us up with a much better loan than we had previously. Since then Andrew has helped us to get a better rate on a number of occasions. Just a couple of months ago, Andrew assisted my daughter, a first time buyer, in getting a loan for an apartment. He helped her through the process and ensured everything was in place for settlement. I would highly recommend Andrew even if you just have a question about interest rates, what's on offer, or whether you are currently getting the best deal.


23 October 2021  

 

Andrew Vaughan has completed several mortgage transitions for me. Not only is he reactive to my requests, he follows up proactively when he has a better offer and I can save money.
On one occasion when a lender pulled out as I was due to pay a deposit, arranged through another company, he stepped in and within a few hours had me a new loan with cheaper rates. Worked his socks off that day
Straight talking, no fuss, gets it done.

Andrew
23 October 2021  

 

Andrews a great mortgage broker we have used him for over 7 years Recommend giving him a call.

Ferg
23 October 2021  

 

Andrew provides fast reliable service. He has a very good understanding of the products out in the market and is able to get the best result for his customers. Thanks Andrew.


23 October 2021  

 

Andrew was extremely helpful when my wife and I refinanced our home loan. He explained everything in easy terms for us to understand and also helped us get the best rate we could. Would not hesitate recommending him to anyone

Billy
23 October 2021  

 

Andrew is great at looking after our best interests and always on top of getting the best deal and savings. Very professional and responsive after many years of managing our loans.

Jodie
23 October 2021  

 

Andrew was excellent, we couldnt thank him enough for his help and expertise.
We are so happy with our home, we wouldnt be here if we had to navigate through this without him.
Thank you

Leigh
23 September 2021  

 

Andrew Vaughan has assisted us with our mortgage needs since 2004. We have always been impressed with Andrew's pro-activity and motivation to get us the best deal on our mortgage. He has assisted us with a number of loans and we have felt confident knowing that his hard work and attention to detail ultimately benefits us.

Joe
23 September 2021  

 

Andrew has been a real pleasure to deal with. My situation is somewhat complicated and he dealt with my enquiries with professionalism and a calm, efficient manner. I would highly recommend Andrew's services.

Sam
23 September 2021  

 

Andrew has helped us with the purchase of not only our first home, but with two after that also. Each time he has gone the extra mile to get us the best interest rate and with a good bank under our financial circumstances. I will be recommending Andrew to all our friends and family

Melanie
23 September 2021  

 

Dave
23 September 2021  

 

Andrew's assistance made the whole process of buying my apartment as seamless as possible. He was a great help to my mum a little while ago and was the clear choice for me when it came to getting my first home loan. Andrew was very helpful and supportive through the whole process. He was determined to find the best option for a home loan that suited me. Would definitely recommend him as your broker. Thanks a million Andrew

Georgia
23 August 2021  

 

My husband and I have been using Andrew from Mortgage Choice for over 20 years as our mortgage broker. His honesty and expertise in the ever changing financial environment has seen us through multiple loans and refinancing over the years. I would highly recommend his services if you are looking for a home or investment loan.

Joanne
23 August 2021  

 

Really can't thank Andrew enough for all his help throughout the process. Because I had a lot of my money invested it put requirements on guaranteed savings once all the money came back in. Andrew was able to find a solution and ended up being the best loan option available.
He was clear and transparent with everything we needed and even chased me if I'd missed anything or forgot to send a form back.
I also ran into issues with the conveyancing and was so glad to have Andrew in my corner once again to get the job done.
All in all there is no way I could have achieved the deal we did or been moved into my first property without his help. Genuinely if you're buying a place, especially your first get a mortgage broker and make sure it is Andrew.

James
24 July 2021  

 

Andrew was nothing short of amasing in helping secure our pre approval and approval in record time with the bank of our choise. Every step of the way Andrew was calm and reassuring, putting my nerves at ease sometimes on a daily basis.
We could not recommend him more, he was absolutely fantastic to deal with. For first time buyers, he really helped us and pretty much held our hand with every step of the process.
Thank you so much Andrew, for helping us secure our home and mortgage

Angie
24 July 2021  

 

Current review Andrew has again helped me with the home loan and the latest has been a tough nut to crack with combination of investment and owner occupied scenarios and wouldnt have been possible without the help of Andrew. We are so grateful to you Andrew. He has been really patient and supportive. Without his extensive knowledge in the field and his grip on the latest requirements we would have struggled big time.
To everyone out there if you need assistance then look no further than Andrew. He is someone you should have on your side when dealing with mortgage. He always has solution to any obstacle thrown at you.
Previous review Andrew has been helping me with Home loans for few year now. He has open communication style and provide constructive advice on the possible options.

Nanda
24 July 2021  

 

Andrews provided great service and advice when we needed to reset our mortgage rates. We've ended up with a great rate with a minimum of fuss.

russell
23 June 2021  

 

I found Andrew to be very professional and his attention to detail is excellent. His very caring and always trying to find the best outcome. Highly recommend him

George
23 June 2021  

 

I had a great home loan experience with Andrew and would highly recommend him.
He made the entire process incredibly easy and secured a fantastic rate. Having to turn my financing around quickly, Andrew was very clear on exactly what information he needed and didn't wait around to follow up. The experience was also very informative as he was always happy to talk at length about any aspect of the process, which also helped me to feel more confident in my decisions.
Thanks again Andrew

Henry
23 June 2021  

 

I came across Andrew via a random Google search looking for a mortgage broker based on the Northern Beaches. Rang him and he was immediately engaging and helpful. Gave him an explanation of what we needed to which he was receptive and considered. We arranged to meet at our home in Manly and Andrew set out our options. Throughout the loan application process Andrew was unfailingly communicative and made an otherwise laboured process simple and easy to complete. My wife and I have no hesitation in recommending Andrew to a wider audience looking for assistance in applying for and obtaining a mortgage as quickly and as easy as possible.

Michael
23 June 2021  

 

Andrew has been a great support and I would strongly recommend him. Hes very easy to deal with and helps achieve the best outcomes. Thanks Andrew

Michael
23 June 2021  

 

Andrew has always been extremely proactive, friendly and very helpful. His advice has saved me a considerable sum over the years and he's always available to help navigate financial minefields. If six stars were available, that would be the rating I'd apply.

Andrew
23 June 2021  

 

Very happy with Andrew's services. There was no unknown in the process of getting a mortgage, all was well explained, organised and delivered on time.

Lenka
23 June 2021  

 

Andrew has been our broker for the last 5 or 6 years organizing home loan and refinancing. He is efficient, professional and a nice guy to deal with. I would recommend Andrew to anyone.


23 June 2021  

 

S
23 June 2021  

 

Andrew was a responsive and transparent agent. We ended up with a great value mortgage. There was lots of paperwork to get to close, but Andrew was efficient in getting the right requests to us and followed up with the various parties to keep the process moving.

Leon
23 June 2021  

 

Made a highly stressful and confusing process easy and streamlined. Very knowledgeable, would recommend.

jack
23 June 2021  

 

Andrew provided a very professional service as we worked through the complexities of personal circumstances that did not tick the right boxes for most lenders. Always quick to respond and knows his stuff

Mr
23 June 2021  

 

Daniel
23 June 2021  

 

Andrew couldnt be more helpful. Hes experienced and professional and always prioritised my best interests. Highly recommend.

Karen
23 June 2021  

 

We can thoroughly recommend using Andrew's expertise as a mortgage broker. We have used Andrew on a number of occasions and always find him extremely professional, helpful a pleasure to deal with. Andrew always attends to our questions promptly and takes the time to clearly explain any processes. Andrew is always very helpful and supportive. Richard and Gretel Gaut

Gretel
23 June 2021  

 

Great working with Andrew. He is very transparent, knowledgeable and easy to work with with.

Sunil
23 June 2021  

 

We have now used Andrew three times and he has been excellent. Great communication, fast and responsive.

David
23 June 2021  

 

Andrew, was great. Very knowledgeable, found us a great deal, this is the 2nd time we have used him, and he is now helping my sister.

Daniel
23 June 2021  

 

Andrew has been fantastic and has gone above and beyond in securing my mortgage pre-approval in record time - he's very responsive and really knows his stuff. He was even great at managing my expectations and telling me things I didn't want to hear I fully trust that he has my personal best interest in mind. I look forward to finalising my first mortgage with him and to hopefully many more exciting projects with him in future.

Christina
23 June 2021  

 

Andrew has gone above and beyond to ensure our preapproval for our first home was successful. He made the whole experience manageable for us newbies and ensured we understood everything every step of the way. Would highly recommend him to anyone looking for assistance in getting into their new home.

Katrina
23 June 2021  

 

Our experience working with Andrew has been practically faultless. As first time buyers we felt a little out of our depth and had many questions - Andrew was patient, informative and supportive throughout. We are signing contracts on our new home today and much of that is down to his hard work and extensive knowledge in how to get us what we needed. Highly recommended across the board

Allie
23 June 2021  

 

This is Geoff Parmenter, posting via Amy's google account. I was recommended to Andrew through a friend. Before he offered to take on my business professionally, he offered to see what he could do for me with some preliminary researchenquiries. With a couple of searches, calls and one form which he mostly completed for me he saved me 1.36 on my mortgage rate The whole exercise took a couple of days, and Andrew happily looked after it all free of charge. I would not hesitate to recommend him - and I will be. Thank you

Amy
23 June 2021  

 

Have used Andrew a few times now, and I've been super happy with the results. He's always been very collaborative working through different scenarios and brings a great knowledge lender offerings and their requirements. Andrew also knows the area and valuations very well, so I highly recommend Andrew if you're looking for a broker on the northern beaches.

Ken
23 June 2021  

 

I found Andrew Vaughans professional attitude and experience to be very helpful when we were trying to buy a new house. He managed to get us the best interest rate and he explained all the lurks and perks. Over the years, he has followed up and recommended ways to get an even better rate. Highly recommend talking to Andrew if you are looking at a mortgage.

Peter
23 June 2021  

 

We have worked with Andrew for many years now and expect that will not be changing anytime soon. He is proactive and looks out for deals for his customers so you don't have to keep an ear on the market yourself. Can't speak more highly of him.

Benny
23 June 2021  

 

Andrew was very professional, efficient and friendly. From the first phone call with us he knew exactly what we were after and this was carried out to the very last email where we were able to settle on a great lender and deal. We would highly recommend him as a mortgage broker.

Sophie
23 June 2021  

 

Andrew has helped me refinance my loan several times now. I have always found him to be very helpful, his instructions are clear, he answers questions promptly and provides sound financial advice. Thanks Andrew for all your help over the years

Alison
23 June 2021  

 

Andrew was a great help with organising our initial Mortgage, then with perfect timing was back in touch with us to refinance our fixed loan and save us a lot of money on a much better deal. Always easy to contact, it was a pleasure dealing with Andrew.

Tony
23 June 2021  

 

Georgia
23 June 2021  

 

Andrew really went to bat for us when we had some problems with our lender. I don't think many other brokers would have had our back in such a way and we will be eternally grateful to him.
Great communication through out the whole process.
He was able to find us the perfect mortgage despite our unusual circumstances and I can highly recommend him and have done so to family and friends.

Johny
23 June 2021  

 

Simon
23 June 2021  

 

I can't recommend Andrew Vaughan highly enough. As first home purchasers he was incredibly patient with us, taking the time to visit and thoroughly advise us of our options. When it came to securing our property he moved quickly to lock everything down before the end of the cooling off period, and secured us a fantastic rate we didn't even know was available. Thanks a million Andrew - we wouldn't even think of using someone else in the future.

Craig
23 June 2021  

 

My husband and I want to thank Andrew for all his help during our whole experience, as first Home buyers.
It has been a dream of ours for a long time and we really didn't think it was possible but Andrew made it happen.
We were able to buy our first block of land and we are soon to build.
Andrew is very determind ,organised, hard-working and he gets the job done.
I am a very stressed person normally but Andrew reassured me throughout the whole experience.
We want to say a massive thankyou to Andrew for helping us with our dream to buy our first home.
If we ever buy again we know who we will be calling.
Thankyou Andrew Vaughan
Crystal and Harley maguire

Harley
23 June 2021  

 

With sudden changes in the financial climate, I, like others, sought out a better rate for my mortgage. Andrew was great. Not only did he provide me options to finance a new purchase, he also gave me options to refinance my existing home loan.
For someone that isnt familiar with all of the ins and outs of this sector, he put things to me in such an easy way. Managing everything from his end and sending me information only that was relevant, while keeping me updated as bank rates continually shifted. I was in control of all decisions and he was available at any time for clarification when I needed it.
Would definitely recommend to anyone looking for a mortgage broker.

Toni-Maree
23 June 2021  

 

We have used Andrew's services on more than one occasion over many years. He is highly responsive, knowledgable, helpful and professional. I would not hesitate to recommend him to others.

Shaun
23 June 2021  

 

Thanks Andrew with the assistance you have given us with refinancing. As always you are efficient, thorough and a pleasure to deal with. We have been very well looked after.

David's
23 June 2021  

 

We are thrilled to share our fantastic experience with Andrew as we picked him based on Google reviews from people like us.
Our experience with him has been fabulous. Andrew is a very intelligent and straight forward professional who knows the market in detail.
His level of in depth knowledge and professionalism helped us surf around our difficulties in obtaining a loan that suits us and get it all approved for us extremely quickly 7 days.
Andrew will always be spot on, handling the last piece of information and analysing case by case without taking any situation lightly.
His professionalism and time on the field is a significant advantage that simply traduces on less time consumed to apply for a loan on places where you will be rejected.
Time factor is key when applying to a home loan, moreover given the crazy moment we are living in the home loan market.
You also need to consider which is the most effective path for you to apply for a home loan, where are your biggest chance to get a successful result is.
Andrew is a person with the knowledge that would suggest you best path for a successful outcome the quickest.
Based on our experience with him, we absolutely recommend Andrew to anyone. He's the best

Carina
23 June 2021  

 

Andrew helped us to buy our property. He made the whole experience very smooth. He was very attentive, understood our requirements and he worked to achieve a result that we were more than happy with. We would highly recommend him to anybody looking to get loan.

Amir
23 June 2021  

 

Andrew has been great- professional, knowledgeable, patient and helpful. I look forward to working with him again.

Sam
23 June 2020  

 

Thanks Andrew for all your hard work Above and Beyond

Mark
23 June 2020  

 

Andrew has been my broker for over 10 years and has provided consistently good advice and service throughout that time. I would happily recommend his services to anyone in the market for a home loan.

Marty
23 June 2020  

 

Mortgage Choice - Andrew Vaughan has been my goto broker since the acquisition of my very first property. He always provides sound and honest advice along with best offerssolutions available on the market at any given point in time. Thumbs up from me

Pedro
23 June 2020  

 

Great service. Andrew secured a great deal for me and clearly outlined my options. Very happy with the result

Dylan
23 June 2020  

 

Great at what he does - always willing to listen, explain and has your best interest at heart

Tim
23 June 2020  

 

Andrew was fantastic. He delivered a great outcome for me and my family. A friend recommended I talk to Andrew, he listened, gave me expert advice and then found me a lender with a great rate who would took all my circumstances into consideration. He guided me smoothly through the process and was always available to answer my questions and offer support.
Thank you Andrew

Troy
23 June 2020  

 

We would highly recommend Andrew, over the past six years Andrew has helped us with refinancing to find the best rates available on our home loan. He has also assisted us with new financial arrangement, acting quickly and professionally.

Jacqui
23 June 2020  

 

I have been a returning client of Andrew's for several years and he has always had my best interest as a priority.

Russell
23 June 2020  

 

I've been working with Andrew for many years now, he makes the refinancing process a simple and easy task.
His knowledge in the finance space is second to none

Andrew
23 June 2020  

 

I have been working with Andrew, as my mortgage broker twice over last few years. I have found Andrew super responsive, very knowledgeable and effective. Andrew gives a good advice which saved me money, is very responsive and always delivers what he promises. What more could you ask I thoroughly recommend Andrew as your mortgage broker.

Beata
23 June 2020  

 

We have been dealing with Andrew for the past 8 years - he secured our initial loan when we purchased our house, helped us to refinance in order to renovate a few years later, and again just recently assisted with a refinance to secure a better rate. We find Andrew to be an efficient, honest and transparent operator and have recommended him to friends and family.

Amanda
23 June 2020  

 

I was looking for a mortgage broker on the Northern Beaches in 2010, when my neighbour recommended Andrew Vaughan at Mortgage Choice.
Over the last 10 years we have found Andrew to be a very competent and helpful broker. He has completed half a dozen loans for us over that period and has never disappointed. I have also referred friends and colleagues to Andrew, and can confirm they have also received a very positive service.
I would not hesitate to recommend Andrew.

Thomas
23 June 2020  

 

This was our 2nd loan through Andrew. He is efficient thorough and went above and beyond to ensure we got a great loan. I wouldn't hesitate to recommend Andrew.
Kat

Innes
23 June 2020  

 

I was recommended Andrew via a friend and I'm glad they did. Andrew helped me through all the steps of a new mortgage including some tricky bits involving selling the previous property. He was always one step ahead of the lawyers and bank so any documents or information was ready on hand before it was required. He kept me updated via sms, phone or email sometimes all three at once as soon as information or changes arose, so I could never say I was not informed. And if I was the one holding up proceedings, he gave me very friendly nudges. When I'm ready for another mortgage, I have Andrew on speed dial

Elizabeth
23 June 2020  

 

We have been doing business for 15 years and Andrew has written many loans for us and we have also referred Andrew to half a dozen of our friends.

Jacqui
23 June 2020  

 

I highly recommend Andrew Vaughan at Mortgage Choice Brookvale. Over the past several years Andrew has helped me with refinancing my existing home loan as well as finding me the best interest rate with popular lenders for an investment property. With his exceptional attention to detail and thoroughness I have recommended him to numerous family and friends. He is without a doubt one of the best Mortgage Brokers around

James
23 June 2020  

 

Andrew has been a great support for us in the world of finance for many years now.
Friendly and informative guidance, frank advice and great results.
Thank you, Andrew.

Iurie
23 June 2020  

 

Andrew- thank you for being an amazing partner in helping us secure mortgage efficiently and so quickly with some of the best rates.Would highly recommend taking your service to my colleagues.
Thanks
Apoorve

apoorve
23 June 2020  

 

We've been serviced at an exceptional level by Andrew on our journey of buying the first property in Australia.
Driving to the first auction on Saturday morning with an online bank pre-approval and still not quite sure about the borrowing capacity of yours Literally in the car I called Andrew and he happily provided us with a quick calcs on that matter. We haven't bought a property then in April 2018, but felt very secure in Andrew's hands in all things mortgage since then.
Andrew was gently checking on our situation about once in 6 months. We had another catch up last year when our family income increased and, armed with recalculated borrowing capacity and Andrew's recommendations on the mortgage options on the market, we started searching the ONE.
Andrew happily answered all our questions, even those which might not necessarily fall under his area of responsibility. Once we found the right property, he made necessary things happen and the docs sorted in the right time, keeping us rest assured the deal will not be missed.
Definitely recommending his expertise for the property buyers in Australia.

Valentin
23 June 2020  

 

I have used Andrew twice now for finance over the course of 3 years after being recommended to him from a friend. Both times he has showed patience, reliability and determination with regards to overcoming my challenging and complex situation. Andrew was still able to provide us with multiple options for what was in my eyes was a limited or restricted options case. Andrew was determined to delivering the best result for my family and I definitely would have no hesitation in recommending his services.

Benjamin
23 June 2020  

 

Andrew was a consummate professional and made our re-financing experience a pleasure.. Always prompt, and full of clever ideas, he was just great to deal with.. I couldn't recommend him any higher

Katrina
23 June 2020  

 

Pro-active work during application process

Rob
23 June 2020  

 

Andrew has helped me arrange multiple mortgages over the years on the best terms. I would highly recommend.

Tom
23 June 2020  

 

My partner and I could not be happier with the assistance we received from Andrew Vaughan at Mortgage Choice, Brookvale. We applied for a home-loan for our first home through Andrew. His clarity, knowledge and precision to detail made the process smooth and completely hassle-free. Andrew always explained the next step in the application process and broke-down structuralfinancial concepts in a way that made sense. His positive guidance and explaining of various options left us feeling confident we could make the right decision. Long story short - we got the dream home we wanted on a great loan that we felt confident tackling moving forward. We later utilised Andrew again for refinancing , the purchase of a second home investment property and loans for renovation and debt consolidation. Sometimes it can be difficult to know who to trust when it comes to making big financial decisions, but Andrew is definitely one of the good guys. We will use him again.

Brendan
23 June 2020  

 

Andrew helped us to secure our mortgage. He guided us through the process with clear communication and was always easy to contact with a quick response time.

Michelle
23 June 2020  

 

Andrew was great to work with, especially as I had a complex situation which is certainly not straight forward to resolve. Andrew was persistent to get the home loan across the line going above and beyond what was required.
Thank you for the perseverance with the mortgage provider.

Rick
23 June 2020  

 

Tim
23 June 2020  

 

I would like to thank Andrew on 15 years of first class service. He was recommended by my sister-in-law and has serviced all of my loans since. I am that confident in Andrew that I always recommend my friends to him of which many have taken up this offer and they too have had the same positive experience as me. Thanks Andrew for your proactiveness and ability to handle all aspects of my loan needs as well as my friends.

chris
23 June 2020  

 

Andrew helped us refinance our home loan. He went above and beyond to make the process as easy as possible and I feel that we ended up with a good deal that was a good fit for us.

Andrew
23 June 2020  

 

Thorough, detailed and professional.

Doug
23 June 2020  

 

Andrew has helped us twice now and delivered a great outcome on both occasions. Really trust his guidance and recommendations. Andrew takes time to understand what me as the customer is looking for and then works very hard to deliver to my requirements, never been disappointed, would highly recommend his services

Elise
23 June 2020  

 

We've used Andrew three times now and recommended him to a number of our friends. Super quick and efficient at what he does, even proactively recommending new finance options and saving us heaps each time.

Adrian
23 June 2020  

 

Andrew has helped me twice now getting a home loan. I would definitely recommend to anyone looking at getting a loan. He will get you a better deal and save you money. Highly recommended

james
23 June 2020  

 

Andrew was a pleasure to work with. He is knowledgeable and is always available. I will highly recommend him.

Himanshu
23 June 2020  

 

Andrew is the best mortgage broker I have ever dealt with He made the experience of re-financing my home loan an absolute breeze. He is always prompt, pleasant, knowledgeable, and totally came through with the goods. An outstanding service

andy
23 June 2020  

 

Andrew from Mortgage Choice turned impossible to possible for me, I would have never got the loan I wanted if it was not for Andrew's extensive knowledge in banking and non banking sector and mortgage area. Andrew also did follow up with people involved and updated me regularly to the end. This is is 2nd time I have used Andrew's expertise and if in future for the 3rd time there is a need to rearrange my mortgage 100 I will go direct to Andrew. I recommend Andrew to anyone is thinking getting new mortgage or refinance. Enjoy ,,, Shane

games
24 June 2019  

 

Andrew was instrumental in getting our home loan. Given our situation, we could not have done it without him. Andrew was highly responsive, thoughtful and professional in his approach. I highly recommend Andrew and will use his expertise in the future.

Adam
24 June 2019  

 

Andrew was fantastic at getting what I wanted from refinancing my home loan..
When the bank put up a wall bewetween me the client, Andrew was able to negatiate what I wanted on my behalf.
I would highly recommend Andrew to anyone wanting a broker.

Daniel
24 June 2019  

 

Art
24 June 2019  

 

Andy's service is of the highest quality. I have utilised his services several times and each time he was efficient, helpful with his advice, solutions oriented, talked me through risks and requirements and made sure my needs and interests are well looked after. Andy's most valuable strength is that he understands urgency and will work day and night to have all paperwork done on time. I would recommend his services to anyone wanting to buy property. I wouldn't use anyone else. He has me as a client for life.

S
24 June 2019  

 

I was first referred to Andrew Vaughan by a close friend of mine back almost 6 years ago. As a first home buyer I needed a lot of guidance and Andrew has always been happy to assist. He actually had several loan applications conditionally approved for me over the years culminating in me finally purchasing my first home in March this year. Andrew has been super patient, friendly and professional. I cannot recommend him highly enough.

Ben
24 June 2019  

 

knows the market very well and looks after you all the way through the process, thanks Andrew

George
24 June 2019  

 

Andrew is great and makes the lending process easy. We have been utilising his services for approx. 10 years and importantly he makes the process easy to understand and to complete. I would highly recommend him to anyone.

Lucas
24 June 2019  

 

Andrew is an excellent mortgage broker, I would not hesitate to recommend him. We have used his services for last 5 years, and he is a pleasure to work with. He found us great deal on our mortgage, saving us 1000's a year. We look forward to using his services again in future.

Simon
24 June 2019  

 

I'd give Andrew 6 start if I could.
He helped me with two loan applications both successful. That was incredibly quick 1 loan was approved in 2 business days.
After some time, when bank increased variable rate Andrew also helped to negotiate with the bank my interest rate and bring it down by 40 basis points
Perfect job. I'm really happy

Sergey
24 June 2019  

 

Andrew is a breeze to work with, and is always willing to go that extra mile to get us a great deal, and keeping us in the loop with alternate options or savings where possible

Susan
24 June 2019  

 

Yolanda
24 June 2019  

 

Andrew is fantastic. Has been our broker for over 10 years. Always finds the best interest rates and assists in getting your application across the line with the Bank's credit departments which can sometimes be tricky Thank you Andrew for helping us with our Mortgage needs

Secretary
24 June 2019  

 

Jason
24 June 2019  

 

Andrew finds the best deals and makes it happen quickly. Always follows-up promptly. No fuss. Plus he's a good guy

Paul
24 June 2019  

 

Andrew was very helpful, Easy to talk to and got us a great deal on our new home loan. Would recommend

Andrew
24 June 2019  

 

I have known Andrew for over 10 years and not only used him myself on multiple occasions, but also recommended him to other friends. Even when we moved from Sydney to Melbourne, I didnt hesitate to continue to use Andrew. What really stands out is his willingness to do whatever it takes to get things done, his candour in setting realistic expectations upfront, and finally his after sales service. Andrew does not forget you when the deal is done, and this is really important to me. As always, thanks Andrew

Steve
24 June 2019  

 

Andy has been a fantastic Mortgage Broker over the past 5 years and a constant wealth of knowledge and support He recently negotiated a brilliant new interest rate with my financial institution and I can highly recommend him to give you a top notch, professional service.

Tania
24 June 2019  

 

Top class broker. Andrew chased and harried and always made himself available. I barely had to lift a finger. We got a really great deal on our finance. Looking forward to doing business with him again. Top bloke.

Niall
24 June 2019  

 

We are extremely happy with Andrew Vaughan as our mortgage broker. We didnt know very much at all about purchasing property and Andrew made it very simple for us by sharing his expertise and ensuring we were up to date with each and every step. We are so grateful for the deals he was able to broker with the banks and look forward to working with him for future projects. We would highly recommend Andrew Vaughan if you are looking for a mortgage broker with the lot

Matthew
24 June 2019  

 

Andrew was a delight to deal with. My schedule had me interstate and overseas whilst the mortgage process was happening and Andrew facilitated the final paperwork methodically and quickly so as to assist me getting into my first home. He was able to explain banking and mortgage terms and concepts in a clear and concise manner and was always contactable and flexible around my schedule. I will be using him again in the future.

Andrew
24 June 2019  

 

Andrew is a great mortgage broker. Always looking for best deals, thorough in his approach, following up on every promise and very friendly. Ive been using his services for years now, signing up several loans. Ive learned about him through friends and have been recommending him to others ever since

Dimitry
24 June 2019  

 

Andrew was a huge help with our home loan. We wanted to get the loan sorted out as soon as possible and Andrew helped us with this and stayed in touch to let us know how it was progressing. This is the second time we have used Andrew for our loan and we are very grateful for his expertise and knowledge.

Fiona
24 June 2019  

 

Andrew is an outstanding Mortgage Broker based in Brookvale NSW his commitment to ensuring clients receive the most appropriate home loan for their personal circumstances is second-to-none. His integrity is unquestionable and his desire to do the right thing by clients is unwavering. I have been a client of Andrew's for many years and have no hesitation in recommending him to those wanting to ensure they have the correct home loan and structure in place. Andrew's professionalism has been recognised by his industry, placing him in the top 100 Mortgage Brokers in Australia.

Andrew
24 June 2018  

 

Andrew has recently organised lending finance for me, and was on top of everything from start to finish. Everything from securing the best finance, best rate and appropriate for my needs. Andrew kept in contact with me, and ensured that everything necessary was completed to fulfil my finance requirements. I definitely recommend Andrew for anyone seeking mortgage finance.

Nicholas
24 June 2018  

 

Andrew has helped us many times with complicated loans and on each occasion, he has provided us with many options, followed up every time, even with the tightest deadlines and always kept us informed. I have all the confidence to provide my documentation to Andrew and know that he will find the best loan on the market for us. Andrew has always been professional, diligent and efficient. I would unreservedly recommend Andrew to anyone and can't thank him enough for being so knowledgeable with the many products on the market, responsive to our needs and friendly to deal with .

Anastasia
24 June 2018  

 

We were very happy with the level of service and advice provided by Andrew Vaughan from Mortgage Choice in Brookvale. He was a terrific help to us and got us a great deal on our large home loan. He was trustworthy, was always very quick to respond to all our queries and I felt he acted in our best interests at all times. I have no hesitation in recommending him.

Michael
24 June 2018  

 

This is the second time I have used Andrew Vaughan. Both times I have found him to be knowledgeable and helpful. Andrew's advice has been clear and no false promises. I definitely would and have recommended Andrew to my friends and family.

Sandy
24 June 2018  

 

 

My partner and I wanted to buy a small lifestyle block in Central NSW. A friend recommended Andrew Vaughan and had confidence Andrew could handle our needs even though he was 300 km away. After my initial call to Andrew I was adequately convinced he had the skills to assist us and we moved forward with our purchase. The purchase and financing of the loan was not a simple task due to the nature of the property but Andrew cleared all hurdles with consummate ease and professionalism. It was also great to have Andrew, with his up-beat demeanor and can-do attitude, on the end of the line when another hurdle was placed in front of us. We have now spent two weekends down on our property and I have no doubt that without Andrew's assistance, we either would have decided not to purchase the property or would still be trying to sort our finance. Thankyou Andrew!

Aaron Simmons
16 December 2017  

 

 

I consider Andrew Vaughan to be a reliable and well educated mortgage broker who knows his business and products. Using Mortgage Choice removes the hassle of intensive and sometimes frustrating searches over the internet where information is convoluted by sheer volume. Andrew gives detailed and clear responses to my questions and I feel that whatever decision I make at least I have been very well informed.

Ed Porter
16 December 2017  

 

 

Andrew Vaughan provided me with outstanding professionalism and communication throughout the entire loan process and the purchase of my investment property. Andrew is exceptional at his job and made my purchasing experience a great experience.

T Kelly
16 December 2017  

 

 

I just wanted to say a big thank you for all the assistance Andrew Vaughan provided for us with our banking needs. Nothing was ever too much for him and he was happy to help anyway he could, not to forget the late night calls he made to get things sorted! Would highly recommend Andrew to anyone.

P Goshayesh Safa
16 December 2017  

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