Self Managed Super Fund (SMSF) Lending | Mortgage Brokers Gables , Rouse Hill ,Box Hill NSW & Blacktown
Using your self-managed super fund (SMSF) to buy property can be an effective way to build your retirement income. But there are some important rules and conditions to understand before going ahead. As your local SMSF experts, we can help you find the right finance to suit your SMSF investment.
Like most super funds, SMSFs are a great way to fund you retirement so you can live the way you want. The difference between a regular super fund and a self managed super fund is that the members are usually also trustees. That means that by managed your own super fund, you must ensure that you are complying with super and tax laws.
Each lender that offers SMSF loans may have a different lending policy on how much you can borrow. Typically with a residential home loan you are able to borrow a minimum of $50-100k and up to 80% LVR.
It's valuable to have an expert on your side
It's important to seek expert, tailored advice on how to finance an investment using your SMSF. Here's how our expert team in Box Hill NSW , Rouse Hill & Blacktown can help with your SMSF:
- We sit down with you to discuss your goals and what you want to do with your SMSF. Our team will then tailor our finance solutions to suit your retirement income goals and your budget.
- We work out the lender, loan structure, lending terms and features that are going to suit your strategy best and help to maximise your returns.
- We'll talk you some of the key risks you need to consider like, compliance costs, cash flow, possible tax losses and commercial property considerations.
- We do all the legwork and admin for you, so you have the peace of mind that it's all being looked after on your behalf.
Resources to get you started:
- Blog: How to use SMSF to buy property
- Do some sums with our loan calculators
- Download our e-guide to Property Investment
- Find out more about Commercial Property Loans
Contact your local Mortgage Choice Blacktown , Rouse Hill & Box Hill NSW team
Our team has the expertise and experience to make the SMSF loan process easier than ever. As mobile brokers, we can come to you! We service the areas of Box Hill NSW Rouse Hill, Blacktown and surrounds.
Contact Andrea Lord and her Mortgage Choice team on 0488 701 300 or book an appointment below.
Call 0488 701 300 Book an Appointment