Refinancing | Mortgage Broker Epping, Eastwood & The Hills
There are plenty of good reasons to consider refinancing — maybe your fixed rate is ending, your loan’s no longer competitive, or you’d like to access some equity to fund your next step. As your local Epping Mortgage Broker, I do all the heavy lifting: from reviewing your current loan to negotiating with lenders, so you can simply reap the benefits of a more competitive loan.
What is refinancing?
Refinancing is when you switch your current home loan to a new one, either with a different lender or your existing lender, to get a better deal. People refinance for lots of reasons: to lower their interest rate, reduce repayments, access equity or improve their loan features. With so many lenders out there, it's in your interest to keep your lender working hard for your loan by looking at what competitors have to offer.
My refinancing service includes:
Step 1: A free review of your loan
We start with a chat about what you want to achieve - whether that’s reducing repayments, accessing equity, or changing your loan structure. As your Epping Mortgage Broker, I’ll then compare your current loan with others on the market and highlight where you could do better.
Step 2: Mapping out your options
Once I know what's available to you, we will sit down to chat through your options, the costs of refinancing, and what benefits it could have in the long run. We might also have an offer from your current lender on the table, so we will review the pros and cons of all your options.
Step 3: Managing your refinance
If you choose to refinance, I’ll take care of the entire process - from paperwork to settlement - and keep you updated along the way. That way, you can focus on what’s next while I make sure your loan stays competitive.
Keeping your loan competitive
Lenders count on you to ‘set and forget’ your home loan: I’m here to make sure you don’t. As your local Mortgage Broker, I’ll review your current loan, compare the market and negotiate a better deal, helping you save money and reach your goals sooner.
Get in touch with Alec
What do you want to do?
Your journey starts here
I’m here to make your next loan simple. I can chat by phone, video or in person across Epping, Eastwood or The Hills - whatever works best. I'm proud to offer my services in English, Cantonese and Mandarin.
Call Alec Lai on 0450 186 822 or get in touch below.
Call 0450 186 822 Get in touch with Alec
