Mortgage Choice
Alec Lai

Debt Consolidation | Mortgage Broker Epping, Eastwood & The Hills

If you’re juggling multiple debts, debt consolidation could be a smart way to simplify your repayments, save on interest and take control of your finances. As your local Epping Mortgage Broker, I can help you understand if it's the right strategy for your situation.

Why debt consolidation?

Smaller debts like credit cards and personal loans often come with high interest rates and multiple repayments to manage. Consolidating them into one loan; either a new personal loan or your home loan, can reduce your interest rate, lower your repayments and make life a lot easier.

How I can help:

A full financial review

I start by reviewing your current financial situation, including all existing debts and repayments. It’s important we work together to develop a strategy that focuses on paying off your debts faster, not just making your loan term longer. My goal is to help you feel confident and in control again.

Options from 35+ lenders

With access to over 35 lenders - including major banks and specialist lenders - I compare your options to find the right solution. If you're rolling your debts into your home loan, I’ll also review your current loan to see if we can improve your rate at the same time.

End-to-end management

From application to settlement, I handle everything for you, including discharging your existing debts, preparing the paperwork, and managing lender communication. As your Mortgage Broker in Epping, I’ll keep you informed every step of the way so you know exactly what’s happening and when.

 

 

Clarity for the next step

Managing multiple debts can feel overwhelming, but it doesn’t have to stay that way. As your local Mortgage Broker, I can help you explore your debt consolidation options, put together a simple plan to manage repayments and free up cash flow. 

Get in touch with Alec

 

Your journey starts here

I’m here to make your debt consolidation journey simple. I can chat by phone, video or in person across Epping, Eastwood or The Hills - whatever works best. I'm proud to offer my services in English, Cantonese and Mandarin.

Call Alec Lai on 0450 186 822 or get in touch below.

Call 0450 186 822  Get in touch with Alec


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