Adrian Ford Mortgage Choice in Loganholme & surrounding suburbs.

Call 07 3801 2143

We are your local experts helping the Logan community with home loan & finance services.

We can help you find the right loan with our wide choice of lenders.

Call Us Mortgage Choice Tanah Merah
Office - 07 3801 2143

Open Hours Mortgage Choice Tanah Merah
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Free Appointment

Your local home loan & finance experts are here to help.

the loan process can be stressful which is why we are here to do all the leg work for you. We will find the best loan that suits your needs whether it be for your first home, investment property, new car or commercial property..

We take the hassle out of finding the right loan

At Mortgage Choice in Loganholme, we will help you through every step in the home loan process, making it as streamlined as possible and giving you a smooth transition into your new home or investment.

The first step: choosing your home loan

The first step in any home loan journey is to make sure you first have the right loan from the right lender at the right rate! There are plenty of comparison sites online, but it could take you hours to go through every loan on the market, not to mention the fine print.

Let us help you! Our home loan expert will find the right loan for you from our panel of over 20 lenders to find you the loan that best suits your goals.

We don’t charge to find the right loan for you

Our clients love the expertise the Loganholme team offer who grew up and live in the local area and know the marketare the Logan area. Best of all, we don’t charge to find the right loan for you. We are paid by the lender once your loan settles. In some limited circumstances we may charge a fee, which would be discussed with you before proceeding.

Talk to us today!

No matter where you are in the loan or financial planning process. Call us on 07 3801 2143 or click here to Book an Appointment

We service Loganholme, Cornubia, Shailer Park, Tanah Merah, Eight Mile Plains, Kuraby, Fruitgrove, Runcorn, Rochedale, Springwood, Underwood, Slacks Creek, Daisy Hill, Logan Central, Woodridge

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We can help you with:

Home loans

Car Loans

Refinancing your current loan

Investment property loans

Top up on existing loans

Debt consolidation

Personal loans

Commercial loans

Equipment finance & leasing

Self Managed Super Fund loans

Visit our office

We are located at 1/137 Bryants Road, Loganholme

Find us on Google Maps

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Adrian is an absolute standout in the mortgage industry As a conveyancer, Ive had the pleasure of working alongside Adrian, and his professionalism, efficiency, and dedication are unmatched. He keeps everything running smoothly, ensuring clients are well informed and supported every step of the way.
Adrians attention to detail and proactive communication make my job easier, and I always know clients ar... read more

Emma
02 December 2024

Adrian Ford of Mortgage Choice has been managing our financing for refinancing, investment, land and construction loans for several years. He is very efficient and communicates throughout the whole process making the whole process less stressful. Would highly recommend his services if in need of a mortgage broker.

Donna
05 March 2024

Highly recommend Mortgage Choice Loganholme, Adrian was incredible, he was able to find us a great rate and made the process so quick and smooth. Cannot thank him enough, will ensure all our mortgage affairs are done through them going forward as we found them trustworthy, efficient and had great communication. Extremely happy, thanks again

Sarah
15 February 2022

Adrian was absolutely amazing - my situation was slightly complicated but he made me feel so comfortable from our first contact. I had bad credit and was a single mum and was embarrassed about my situation.
He kept me updated on my loans progress and respected my neurotic fears.
If you need that personal touch and someone to hold your hand through an unfamiliar and uncharted territory then I highly recommend Adrian and his beautiful team.

Anne
16 January 2022

I have been dealing with Adrian from Mortgage Choice Loganholme for all my loans in the past 5 years and he has made all transactions so easy every time and finds the right loan to suit your needs. Highly recommended.

Kathryn
16 September 2021

Great team, great advice. Professional and personalised service. Super impressed with the speed of which Adrian was able to complete everything, ensuring tight deadlines were met. 1010 would recommend

Ella
17 August 2021

The team here were amazing at each step of the process. Adrian was very knowledgeable in consulting us on all our options gave us useful information to best position ourselves for the loan amount we wanted. Adrian was responsive To queries at each open home when we needed advice once we were under contract managed to exceed our expectations in gaining approval well before the tight finance deadline. He was personable made everything super easy We have already referred some friends family

Brooke
17 August 2021

Adrian was incredibly helpful throughout the whole process of buying our first home. He made it easy and ensured we got the best possible outcome. Highly recommend Adrian

lauren
17 August 2021

Thank you so much Adrian You and your team have been absolutely amazing. We have a complex structure as we have 3 businesses. But Adrian was able to work hard to structure our loan in the best way possible, and achieve a great interest rate.
Adrian kept us up to date every step of they way, and even liaised directly with the solicitors and real estate when we needed extensions.
We are so excited to be moving into our dream home, all made possible with your amazing help

Jacquie
18 July 2021

I spoke with the team at Mortgage Choice Loganholme to arrange a loan to build my first home. Despite working in the finance industry I didnt know much about home loans especially when working in with the first home owners grant.
Adrian and Erin were so knowledgeable and helped me understand what I needed, what the process was and how they would continue to support me throughout the life of the loan.
I... read more

Jasmine
17 July 2021

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You could borrow up to

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/ month
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Based on standard variable rate over years.

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The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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There's a lot to consider when choosing the right loan.

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

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Need help with your next home purchase?

Extra Information

Home Buyer Concession Scheme

From 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.

To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,650 depending on the number of children you may have.

Click here for more information on the ACT First home Owner Grant.

Stamp duty concessions in NSW

From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.

Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000

How much is the First Home Owners Grant NSW?

The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.

If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.

Click here for more information on the NSW First Home Owner Grant.

How much is the First Home Owners Grant in the NT?

The First Home Owner Grant in NT is $10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.

As of 30 June 2021, there are currently no stamp duty concessions for first home buyers in NT.

Previously the Territory’s First Home Owner Discount was in place from 8 February 2019 to 30 June 2021. It let you save up to a maximum of $18,601 on the cost of stamp duty. The savings were available whether you purchased a new or established home as long as the home was valued under $650,000.

Click here for more information on the NT First home Owner Grant.

How much is the First Home Owners Grant QLD?

As a first home buyer in Queensland you could be entitled to the $30,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.

As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.

Stamp duty concessions

If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $250,000 or less for your block. Concessions are available for vacant land valued above $250,000 and up to $400,000. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $7,175 which is the maximum stamp duty rebate available to first home buyers in QLD.

Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $530,000, you pay stamp duty of $6,300 a saving of $3,500. These savings cut out altogether if your first home costs $550,000 or more.

Click here for more information on the QLD First home Owner Grant.

How much is the First Home Owners Grant SA?

There are currently no specific stamp duty concessions available for first home buyers in SA.

The $15,000 FHOG in South Australia is only available to first home owners who buy a new home. You can choose from a house, apartment, townhouse or villa.

You will only be able to claim the FHOG SA if you pay below the following amounts for your home:

Before 14 June 2023: $575,000
After 15 June 2023: $650,000

You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.

Click here for more information on the SA First home Owner Grant.

Stamp duty concessions in TAS

If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at

$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).

How much is the First Home Owners Grant TAS?

The FHOG Tasmania is worth $30,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.

Click here for more information on the TAS First home Owner Grant.

Stamp duty concessions in VIC

First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.

How much is the First Home Owners Grant VIC?

The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Victoria.

Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.

Click here for more information on the VIC First home Owner Grant.

Stamp duty concessions in WA

If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.

From 09 May 2024, if you buy a home costing up to $450,000, no stamp duty is payable at all. If the value of your home is between $450,000 and $600,000, you’ll be entitled to a reduced rate of stamp duty.

There are no additional concessions for homes valued above $600,000 and land valued above $400,000.

How much is the First Home Owners Grant WA?

The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.

If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.

If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.

The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.

Adrian Ford Mortgage Choice in Loganholme & surrounding suburbs.

Tanah Merah

Your local home loan & finance experts are here to help.

the loan process can be stressful which is why we are here to do all the leg work for you. We will find the best loan that suits your needs whether it be for your first home, investment property, new car or commercial property..

We take the hassle out of finding the right loan

The first step: choosing your home loan

We don’t charge to find the right loan for you

Talk to us today!

Download my FREE eGuides

We can help you with:

Home loans

Car Loans

Refinancing your current loan

Investment property loans

Top up on existing loans

Debt consolidation

Personal loans

Commercial loans

Equipment finance & leasing

Self Managed Super Fund loans