First Home Buyers | Mortgage Broker Cronulla, Caringbah South & across the Sutherland Shire

Buying your first home is exciting, but it’s easy to feel overwhelmed by all the loan options and financial decisions. As your local Mortgage Broker in Cronulla, I’m here to simplify the process and provide the expert advice you need to make the right choices about your first home loan.

Your first home is within reach

Many first home buyers go directly to their everyday bank, only to realise that they only have access to a limited range of options. As a Mortgage Broker, I act as your expert guide through the first home buyer journey and give you access to over 35 lenders at once. With the right strategy and support, buying your first home is well within reach!

Let's talk about:

• Maximising government incentives: I’ll guide you through First Home Buyer schemes, grants and stamp duty exemptions to help you get into the market sooner and make it cheaper to buy your first home.

• Getting a clear plan in place: I’ll crunch the numbers, showing you what’s possible based on your deposit, income and potential repayments. I'm available throughout the process to answer any questions you have.

• Comparing loans from 35+ lenders: With access to a wide range of banks and lenders, I’ll find a loan that suits your budget and long-term goals. As your Mortgage Broker in Cronulla, I make sure that you've got a competitive loan that fits your purchase.

• What you need to provide: From application to settlement, I manage the process so you can focus on your new home. I'll let you know what documentation I need for the application and answer any questions the lender has on your behalf.

 

 

Your first home loan journey, made easy

As a local Cronulla Mortgage Broker, I'm particularly passionate about helping first home buyers navigate this exciting milestone. Everyone should enjoy some peace of mind in their first loan. I'll cut through the jargon and give you some clarity about your options.

Contact Adam

 

At no cost to you

As a Mortgage Choice Broker, I don't charge to find you the right loan. The lender will pay me a commission when your loan settles with them, so you don't have to worry about the cost of my service. In some limited circumstances, I may charge a fee, which would be discussed with you before proceeding.

Considering a Guarantor loan?

If saving a large deposit feels out of reach, a guarantor loan could be the solution to getting into your first home sooner. A guarantor is usually a parent or close family member, who uses their property’s equity to secure part of your loan, reducing or even eliminating the need for Lenders Mortgage Insurance (LMI).

This can help you buy with a smaller deposit while keeping costs down. As your local Mortgage Broker, I can guide you through the process, ensuring you and your guarantor understand the details and benefits before making a decision. Let’s explore whether a guarantor loan is the right fit for you.

 

Start your journey today

• I want to buy a home

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• I want to buy an investment

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• I'm considering refinancing

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Let's make our next move

You don't have to navigate the first home process alone. Let's make your next move - together! Whether you prefer a phone call, video chat, or an in-person meeting in Cronulla, Caringbah South, Miranda or anywhere across the Sutherland Shire, I’m here to help on your schedule. 

Call 0422 096 001  Get in touch with Adam