Mortgage Broker Darwin, Palmerston, and Northern Suburbs
Adam Cullen is your leading mortgage broker for Darwin, Northern Suburbs, Palmerston and the rural area.
Adam provides high quality service when buying a home or investment property, refinancing, construction loans, car & personal loans, debt consolidation and more. Contact Adam Cullen today!
Adam provides high quality service when buying a home or investment property, refinancing, construction loans, car & personal loans, debt consolidation and more. Contact Adam Cullen today!
Darwin City
5.0
(19+ total reviews)
Aggregated from:
- Call Us
- Office - 0493 964 328
- Open Hours
-
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Address
Unit 3, 2 Harriet Place DARWIN, NT 0800
Latest home loan interest rates
Starting from
%*
p.a.
Comparison rate
%#
p.a.
Start your home loan journey today
Mortgage broker Darwin, Palmerston, and the Northern Suburbs region
Adam Cullen is your mortgage broker for Darwin and the Top End. Adam is passionate about financial education and making sure you get the very best home loan you can.
Adam knows that the home loan process can be overwhelming, and takes pride in helping his clients navigate their options and supporting them through these life milestones. With Adam Cullen at Mortgage Choice Darwin City as your mortgage broker, your journey to home ownership will be as smooth as possible, because he takes the time to understand your unique needs and goals.
As well as loans for new homes, Adam offers home loan health checks, provides industry knowledge and expert advice, including work with you to refinance if a better deal is available. When you work with Adam, you will be supported with tips and opportunities to pay down your loan faster, whether you want to achieve financial freedom from your mortgage, or to access equity and grow an investment portfolio.
Having lived in Darwin for over 30 years, Adam Cullen knows the area and can assist you in your home search with helpful tips and advice. Adam is also heavily involved in the local motorsports community and has won numerous awards for both competition and volunteering, as well as holding several club committee roles. In his spare time, Adam loves to explore local markets and cafes around Darwin and Mindil Beach with his wife.
Top home-buying tips
When you’re buying a home, no matter whether it’s your first home or your tenth, it’s important to consider whether the home is right for your needs and situation, as well as thinking logically about whether it is a prudent purchase. Remember to look out for issues that may be costly to fix in the future, like tilting floors, drainage issues, and structural damage. It can be easy to become emotionally attached to a home, especially if you are looking for your first home, but it’s more prudent to leave emotions out of such a huge decision.
You will also need an amazing home loan to go with your new purchase - and that’s where Adam comes in. The best loan for you might not necessarily just have the lowest interest rate! Adam will also evaluate the structure, fees, and features of many different loans to make sure that you are getting the right solution. He will leave no stone unturned finding your loan, so you can move forward in your home-buying journey with confidence. Talk to Adam today if you are thinking about buying a home, and experience the difference with a broker who cares about you.
Contact Adam Cullen to discuss your home loan in Darwin
We can also help you with
- Buying in the Darwin City & surrounds
- Make the move to Palmerston
- Establish a home in the Northern Suburbs
- Property investing
- Home loans
- Refinancing
- Car loans & leasing
Personal and car loans
Adam’s expertise extends to more than just your home loan queries. He can also secure you a stellar personal loan and amazing car financing.
He will evaluate your financial situation, work with you to find the right solution for you, and take care of all the application paperwork - you won’t have to lift a finger! Adam can even assist with a car buying service with great rates using national buying power.
Whether you’re searching for a new car or planning another large purchase, Adam Cullen at Mortgage Choice Darwin is here to help everything run smoothly.
How much deposit do I need?
When your deposit is less than 20% of the purchase price, you will generally need to pay Lenders Mortgage Insurance (LMI); however, there are several methods of avoiding this cost, such as using a guarantor. When you work with Adam Cullen at Mortgage Choice Darwin, he will talk you through every option for your unique circumstances, and advise you on how to best prepare yourself to buy a home.
Fixed vs variable loans
When selecting a home loan, you will need to choose between a fixed and variable rate structure. Both of these loan types have their advantages and disadvantages, which Adam will explain to you and help you evaluate. Ultimately, the choice will depend on your preferences and lifestyle - if you prefer the stability of set repayment amounts, then a fixed rate may be ideal, while variable rates give you more account flexibility.
Contact Adam Cullen on 0493 964 328 to start making your home ownership dreams a reality
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
Refinancing Guide
If you’re thinking about refinancing, this guide can help you learn more about the refinancing process, benefits and options available when working with Adam at Mortgage Choice Darwin City.
Help me calculate
Latest news & tips
Smoother experience as they have all your information.
Better understanding of your financials to provide tailored advice. 
Faster response compared to being matched with a new broker.
